Find FHA Loan Specialists in Huntersville, NC
Compare fha loan specialists in Huntersville. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of North Carolina before hiring.
Showing 9 fha loan specialists in Huntersville, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Huntersville Cost?
Typical costs for an FHA loan specialist in North Carolina include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 to 0.85 percent. Closing costs in Huntersville generally range from 3,000 to 6,000 dollars, depending on the loan size and lender fees. These costs do not include the down payment or property taxes. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the credit score requirements for an FHA loan in Huntersville?
Most FHA loans in North Carolina require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have additional requirements.
Are there North Carolina specific rules for FHA loan limits?
Yes, FHA loan limits vary by county in North Carolina. In Mecklenburg County, which includes Huntersville, the 2024 limit for a single family home is 498,257 dollars. These limits are set by HUD and may change annually.