Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 12 fha loan specialists in Lincolnton, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
147 Vandiver Dr, Lincolnton, NC 28092
7047322239
GoPrime Mortgage, Inc.
107 N Cedar St, Lincolnton, NC 28092
7047361101
OneMain Financial
309 E Main St, Lincolnton, NC 28092
7047358016
Wilco Finance
2586 E Main St, Lincolnton, NC 28092
7047358860
Peoples Bank
1910 E Main St, Lincolnton, NC 28092
7047320097
First Federal Savings Bank
320 E Main St, Lincolnton, NC 28092
7047350416
Truist
813 E Main St, Lincolnton, NC 28092
7047364600
Cannon Mortgage Company
3514 North Carolina Hwy 150, Lincolnton, NC 28092
7044796707
AgSouth Farm Credit
813 W Hwy 150, Lincolnton, NC 28092
7047350413
Rhyne Financial
218 W Main St, Lincolnton, NC 28092
7047360388
Edward Jones - Financial Advisor: Brent Reynolds, CFP®
115 E Main St, Lincolnton, NC 28092
7044865115
Motto Mortgage Precise
111 E Main St Suite 215, Lincolnton, NC 28092
8282344072
What Does a FHA Loan Specialist in Lincolnton Cost?
Typical costs for FHA loan specialist services in North Carolina include origination fees ranging from 0.5 percent to 1.5 percent of the loan amount. Appraisal fees are usually 500 to 700 dollars. Third party costs such as credit report fees and title insurance add several hundred dollars. Note that total closing costs in Lincolnton often range from 3,000 to 6,000 dollars depending on the loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Lincolnton?
An FHA loan specialist guides you through the FHA loan process including pre approval, documentation, and closing. They ensure the property meets FHA minimum property standards and help you understand North Carolina specific requirements like the 1.75 percent upfront mortgage insurance premium.
What are the FHA loan limits for Lincolnton North Carolina?
For 2024 the FHA loan limit for a single family home in Lincoln County is 498,257 dollars. This limit applies to most areas and may be higher for duplexes or larger properties. A specialist can confirm the exact limit for your situation.