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Compare FHA Loan Specialists in Morganton, NC

Browse fha loan specialists serving Morganton, North Carolina. Contact information and addresses listed below.

11 agents listed
Updated June 2026
Morganton, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 11 fha loan specialists in Morganton, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Bay Mortgage Group
105 N Green St, Morganton, NC 28655
(828) 348-7837 atlanticbay.com
Mariner Finance
639 W Fleming Dr, Morganton, NC 28655
(828) 430-9450 locations.marinerfinance.com
OneMain Financial
202 W Fleming Dr, Morganton, NC 28655
(828) 437-5349 onemainfinancial.com
Foothills Family Finance
135 W Parker Rd, Morganton, NC 28655
(828) 221-0316
Truist
105 Avery Ave, Morganton, NC 28655
(828) 433-5440 truist.com
Welcome Finance Co
208 N Sterling St, Morganton, NC 28655
(828) 433-1395 wfcnc.com
Lendmark Financial Services LLC
B-120 Morganton Heights Blvd, Morganton, NC 28655
(828) 433-0779 lendmarkfinancial.com
Creekside Finance, Inc.
125 Wamsutta Mill Rd, Morganton, NC 28655
(828) 433-0647 creeksidefinance.com
Edward Jones - Financial Advisor: Chad A Burel
353 Sanford Dr, Morganton, NC 28655
(828) 433-5377 edwardjones.com
Cathy McRary Hamby - Truist Mortgage Loan Officer
105 Avery Ave, Morganton, NC 28655
(828) 437-4981 truist.com
John Karras - Mortgage Loan Officer
401 S Sterling St, Morganton, NC 28655
(508) 314-2887 tdbank.com

An FHA loan specialist in Morganton, North Carolina helps homebuyers secure government-backed mortgages with lower down payments. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the real estate market in Burke County and can guide you through FHA loan limits and property requirements.

What Does a FHA Loan Specialist in Morganton Cost?

Typical costs for FHA loan specialist services in North Carolina include an origination fee of 1 percent of the loan amount, plus third-party fees for appraisal (usually $400 to $700) and credit report ($30 to $50). Closing costs in North Carolina generally range from 3 to 5 percent of the purchase price. These costs vary by lender and property. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Morganton North Carolina?
For 2024, the FHA loan limit for a single-family home in Burke County is $498,257. This limit applies to most areas in North Carolina and is adjusted annually by the Department of Housing and Urban Development.
What credit score is needed for an FHA loan in North Carolina?
The minimum credit score for an FHA loan in North Carolina is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have its own requirements.

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