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Compare fha loan specialists in Southport. Review contact information and insurance categorys before you decide.
17 agents listed
Updated June 2026
Southport, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 17 fha loan specialists in Southport, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FHA loan specialists in Southport North Carolina help homebuyers access government-backed mortgages with lower down payments. These loans are popular in the coastal area due to flexible credit requirements. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System.
What Does a FHA Loan Specialist in Southport Cost?
Typical costs for an FHA loan specialist in North Carolina include an origination fee of 1 to 2 percent of the loan amount and a mortgage insurance premium of 1.75 percent upfront plus 0.55 percent annually. Appraisal fees in Southport range from 500 to 700 dollars. These costs vary based on the lender and the borrowers financial profile. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Southport North Carolina?
For 2025 the FHA loan limit for a single-family home in Brunswick County is $498,257. This amount is set by the Department of Housing and Urban Development and may change each year.
Do I need a special license to be an FHA loan specialist in North Carolina?
Yes all mortgage loan originators in North Carolina must hold a valid license from the North Carolina Commissioner of Banks. They must also complete annual continuing education and pass a criminal background check.
What is the minimum down payment for an FHA loan in Southport?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. This applies to borrowers with a credit score of 580 or higher. Lower credit scores may require a 10 percent down payment.
FHA Loan Specialists in Other North Carolina Cities
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of North Carolina.