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Find FHA Loan Specialists in Spring Lake, NC

Directory of fha loan specialists in Spring Lake, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Spring Lake, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 2 fha loan specialists in Spring Lake, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Truist
1066 N Bragg Blvd, Spring Lake, NC 28390
9104367420
PNC Mortgage
121 NC-87, Spring Lake, NC 28390
9108687539

What Does a FHA Loan Specialist in Spring Lake Cost?

Typical costs for an FHA loan specialist in North Carolina include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from $400 to $700. Closing costs generally total 3 to 5 percent of the loan value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan requirements in Spring Lake North Carolina?
FHA loans require a minimum 3.5 percent down payment and a credit score of at least 580. The property must meet FHA safety standards. Borrowers must also have a valid Social Security number and steady employment history.
How do I find a qualified FHA loan specialist in Spring Lake?
You can search the NMLS Consumer Access website to verify a specialist license. Ask for referrals from local real estate agents in Spring Lake. Check that the specialist has experience with North Carolina specific FHA guidelines.
What is the maximum FHA loan limit for Spring Lake North Carolina?
For 2024 the FHA loan limit for a single-family home in Cumberland County is $498,257. Higher limits apply for multi-unit properties. These limits are set by HUD and may change each year.
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Legal Notice BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.

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