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Compare fha loan specialists in Wilmington. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Wilmington, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 20 fha loan specialists in Wilmington, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1630 Military Cutoff Rd #104, Wilmington, NC 28403
9106853390
Atlantic Coast Financial Services
4520 Fountain Dr, Wilmington, NC 28403
9107911337
Coastline Mortgage Consultants LLC
215 Racine Dr STE 105, Wilmington, NC 28403
9105091561
Kelly Jennings - Senior Mortgage Loan Officer NMLS 2003818 - Lower Local Mortgage
1608 Queen St Office #12, Wilmington, NC 28401
9103636602
Innovate Coastal Mortgage
1001 Military Cutoff Rd Drive, Wilmington, NC 28405
9102604273
Seaside Mortgage Corporation
5653 Carolina Beach Rd, Wilmington, NC 28412
9104520876
National Home Finance
3205 Randall Pkwy Ste-211, Wilmington, NC 28403
9103324040
Trent Hurley - Loansteady - NMLS #2601253
301 Government Center Dr Suite 200, Wilmington, NC 28403
7249847029
Peoples Bank & Trust Co.
3804 Peachtree Ave #200, Wilmington, NC 28403
8006974371
Eleni Grosskopf at Garden City Mortgage
5725 Oleander Dr Unit A-4, Wilmington, NC 28403
9103899787
Kelly Barnes Southern Trust Mortgage
1630 Military Cutoff Rd #104, Wilmington, NC 28403
9102970448
An FHA loan specialist in Wilmington North Carolina helps borrowers navigate FHA-insured mortgages. These loans are popular for first-time homebuyers and those with lower credit scores. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Wilmington Cost?
Typical costs for an FHA loan specialist in North Carolina include an origination fee of 1 to 2 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Appraisal fees in Wilmington range from $500 to $700. Other closing costs such as title insurance and recording fees vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Wilmington NC?
An FHA loan specialist guides you through the FHA loan process including pre-approval, document collection, and underwriting. They help you understand FHA requirements such as the 3.5 percent down payment and the upfront mortgage insurance premium. In North Carolina, the specialist must hold an active NMLS license.
What are the FHA loan limits for Wilmington North Carolina?
For 2024 the FHA loan limit for a single-family home in New Hanover County is $498,257. This limit is set by the U.S. Department of Housing and Urban Development and applies to most areas in the Wilmington region. Higher limits may apply for duplexes and larger properties.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.