Compare FHA Loan Specialists in Winston-Salem, NC
Directory of fha loan specialists in Winston-Salem, North Carolina. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of North Carolina before hiring.
Showing 20 fha loan specialists in Winston-Salem, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Winston-Salem Cost?
Typical costs for FHA loan services in North Carolina include an upfront mortgage insurance premium of 1.75% of the loan amount and annual mortgage insurance premiums ranging from 0.45% to 1.05%. Lender origination fees vary but often range from 0.5% to 1.5% of the loan amount. Third-party costs for appraisal, credit report, and title services add $500 to $1,500. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Winston-Salem do?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify for a loan, and complete the application process. They also advise on down payment assistance programs available in North Carolina.
What are the FHA loan limits for Winston-Salem in 2025?
For 2025, the FHA loan limit for a single-family home in Forsyth County is $498,257. Higher limits may apply for duplexes, triplexes, and fourplex properties.
Do I need a special license to work with an FHA loan specialist in North Carolina?
Yes, all mortgage loan originators in North Carolina must hold a valid license through the NMLS. You can verify a specialists license on the NMLS Consumer Access website.