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Compare fha loan specialists in Molalla. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Molalla, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 4 fha loan specialists in Molalla, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
E-Mortgage Capital - William Youngblood #2107268 Molalla Oregon
698 Stewart Dr, Molalla, OR 97038
5037935998
Oregon Home Mortgage
1585 W Main St Suite S, Molalla, OR 97038
5038294760
Chase Mortgage
318 Center Ave, Molalla, OR 97038
5038296125
US Bank Mortgage
415 Center Ave, Molalla, OR 97038
8008722657
An FHA loan specialist in Molalla, Oregon can guide you through the process of obtaining a Federal Housing Administration insured mortgage. These loans are popular for first-time homebuyers and those with lower credit scores. In Oregon, FHA loans must comply with state specific regulations regarding property standards and loan limits.
What Does a FHA Loan Specialist in Molalla Cost?
Typical costs for an FHA loan specialist in Oregon include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount and an annual MIP of 0.55% to 0.85%. Closing costs in Molalla usually range from 2% to 5% of the purchase price. Lender origination fees vary but are often around 1% of the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Molalla do?
An FHA loan specialist helps borrowers understand FHA loan requirements, pre-approve applications, and navigate the underwriting process. They work with local lenders and ensure the loan meets Oregon and federal guidelines.
What are the FHA loan limits for Molalla Oregon?
For 2025, the FHA loan limit for a single-family home in Clackamas County is $1,149,825. This limit applies to Molalla and adjusts annually based on local median home prices.
What credit score is needed for an FHA loan in Oregon?
Most FHA loans require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. Oregon law does not change these federal requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.