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Find FHA Loan Specialists Near You in Roseburg, OR
Directory of fha loan specialists in Roseburg, Oregon. Verify credentials with the state state mortgage licensing authority before hiring.
20 agents listed
Updated June 2026
Roseburg, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Oregon before hiring.
Showing 20 fha loan specialists in Roseburg, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in Roseburg Oregon helps borrowers understand and apply for Federal Housing Administration insured loans. These loans are popular in Douglas County due to lower down payment requirements and flexible credit guidelines. Oregon law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Roseburg Cost?
Typical costs for an FHA loan specialist in Oregon include an origination fee of 1 to 1.75 percent of the loan amount. There is also an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan, which can be financed into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. These costs vary by lender, loan size, and borrower credit profile. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Roseburg do?
An FHA loan specialist guides you through the FHA loan process from pre-approval to closing. They review your financial situation, explain Oregon specific property requirements like septic and well inspections, and help you submit a complete application to an FHA approved lender.
Are there Oregon specific rules for FHA loans?
Yes. Oregon requires a licensed mortgage loan originator to handle your FHA loan. Additionally, Oregon has specific laws about prepayment penalties and escrow accounts. Your specialist must follow both federal FHA guidelines and Oregon state regulations.
How do I choose an FHA loan specialist in Roseburg?
Look for a specialist who is actively licensed in Oregon through the NMLS database. Check their experience with FHA loans specifically and ask about their familiarity with Douglas County property types. You can verify any license on the Oregon Division of Financial Regulation website.
Get matched with agents in Roseburg who handle your type of case.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Oregon.