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Compare FHA Loan Specialists in Morristown, TN

Browse fha loan specialists serving Morristown, Tennessee. Contact information and addresses listed below.

2 agents listed
Updated June 2026
Morristown, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Tennessee before hiring.
Showing 2 fha loan specialists in Morristown, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kim Swann Mortgage Loan Officer
4597 W Andrew Johnson Hwy, Morristown, TN 37814
(423) 748-3415 kimswann.com
Mortgage Investors Group
2412 W Andrew Johnson Hwy # F, Morristown, TN 37814
(423) 585-5050 migonline.com

FHA loan specialists in Morristown Tennessee help borrowers secure government backed mortgages with lower down payments and flexible credit requirements. Tennessee law requires all mortgage loan originators to be licensed through the Tennessee Department of Financial Institutions. Local specialists understand the Morristown housing market and can guide you through FHA loan limits which vary by county.

What Does a FHA Loan Specialist in Morristown Cost?

Typical costs for an FHA loan in Tennessee include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs in Morristown generally range from 2 to 5 percent of the purchase price. Lender fees and third party costs like appraisal and title insurance add to the total. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score is needed for an FHA loan in Morristown?
The standard minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have its own overlay requirements.
What are the FHA loan limits for Morristown Tennessee?
For 2025 the FHA loan limit for a single family home in Hamblen County is typically around $498,257. Higher limits apply for multi unit properties. Check with a local specialist for current limits as they change annually.
How long does the FHA loan process take in Tennessee?
The FHA loan process usually takes 30 to 45 days from application to closing in Morristown. Tennessee law requires a three day right of rescission for refinances. Delays can occur if property appraisals or documentation are incomplete.

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