FHA Loan Specialists in Austin, TX
Directory of fha loan specialists in Austin, Texas. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 20 fha loan specialists in Austin, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in Austin Texas helps homebuyers navigate government backed mortgages with lower down payments and flexible credit requirements. Texas law imposes specific property tax proration rules and requires a survey for most FHA loans. Specialists guide clients through the Texas FHA loan process including compliance with state specific homestead exemptions and flood zone regulations.
What Does a FHA Loan Specialist in Austin Cost?
Typical costs for an FHA loan specialist in Austin Texas include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Texas average 3 to 5 percent of the purchase price but vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Austin Texas in 2025?
For Travis County the FHA loan limit for a single family home is $498,257 for 2025. Higher limits apply for duplexes triplexes and four unit properties. These limits are set by HUD and updated annually.
Do I need a specific license to be an FHA loan specialist in Texas?
FHA loan specialists in Texas must hold a Mortgage Loan Originator license through the Nationwide Multistate Licensing System. They must also complete Texas specific education on state foreclosure laws and property tax rules. The Texas Department of Savings and Mortgage Lending oversees these requirements.