Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 15 fha loan specialists in Blacksburg, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bank of the James - New River Valley
800 S Main St, Blacksburg, VA 24060
5409537023
ALCOVA Mortgage | Blacksburg, VA
103 Professional Park Dr, Blacksburg, VA 24060
5405527150
First Residential Mortgage
1344 N Main St, Blacksburg, VA 24060
5408385868
First Heritage Mortgage, LLC - Blacksburg
1901 S Main St STE 8, Blacksburg, VA 24060
5408084484
Embrace Home Loans-Virginia - Blacksburg
401 S Main St STE 103, Blacksburg, VA 24060
5405524446
The Wimmer Team at First Heritage Mortgage, LLC
1901 S Main St STE 8, Blacksburg, VA 24060
5404495485
David Marone at Prosperity Home Mortgage - Blacksburg
3601 Holiday Ln, Blacksburg, VA 24060
5407505875
First Bank and Trust Company
2695 Prices Fork Rd, Blacksburg, VA 24060
5409511656
Sam Albimino
200 Professional Park Dr, Blacksburg, VA 24060
5403150985
Marianne Washington
200 Professional Park Dr STE 8, Blacksburg, VA 24060
5405953465
Movement Mortgage - Shawn Allen
1344 N Main St, Blacksburg, VA 24060
5404493502
Residential Mortgage Services, Inc.
1470 S Main St Ste 112, Blacksburg, VA 24060
5403928825
Movement Mortgage
200 Professional Park Dr STE 8, Blacksburg, VA 24060
5405953465
Amanda Rogers NMLS ID# 1584328
103 Professional Park Dr, Blacksburg, VA 24060
4346093462
Roger S Perkins - Truist Mortgage Loan Officer
902 Prices Fork Rd, Blacksburg, VA 24060
5408081204
What Does a FHA Loan Specialist in Blacksburg Cost?
Typical costs for FHA loan services in Virginia include an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent. Lender origination fees usually fall between 0.5 and 1.0 percent of the loan. Appraisal fees in Blacksburg average 500 to 700 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Blacksburg do?
An FHA loan specialist helps you complete a Federal Housing Administration loan application. They review your credit history, income, and debt levels to determine eligibility. They also explain Virginia-specific requirements such as property condition standards and local appraisal rules.
What are the FHA loan limits for Blacksburg Virginia?
For 2024 the FHA loan limit for a single-family home in Montgomery County is typically around $498,257. Higher limits may apply for duplexes and larger properties. Your specialist can confirm the exact limit for your desired property.
Do I need a special license to work with an FHA loan specialist in Virginia?
FHA loan specialists must be licensed mortgage loan originators under Virginia law. They must pass a background check and complete pre-licensing education. You can verify a specialist license through the Virginia State Corporation Commission.