Compare FHA Loan Specialists in Falls Church, VA
Looking for a fha loan specialist in Falls Church? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Virginia before hiring.
Showing 4 fha loan specialists in Falls Church, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Falls Church Cost?
Typical costs for FHA loan services in Virginia include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual mortgage insurance premium of 0.55% to 0.85%. Lender origination fees in Falls Church range from 0.5% to 1.5% of the loan amount. Appraisal fees are usually between $500 and $700. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Falls Church do?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify for a loan, and submit a complete application. They work with Virginia-specific property appraisal rules and ensure your loan meets FHA guidelines.
What are the FHA loan limits for Falls Church Virginia in 2025?
For 2025, the FHA loan limit for a single-family home in Falls Church is $1,149,825 because it is a high-cost area. This limit is set by the U.S. Department of Housing and Urban Development and applies to all Virginia high-cost counties.
Are there Virginia-specific requirements for FHA loans?
Yes, Virginia requires FHA loan originators to hold a valid license. Additionally, Virginia law mandates that FHA borrowers receive a Virginia-specific disclosure about property taxes and homeowners insurance within three days of application.