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Looking for a fha loan specialist in Fairfax? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Fairfax, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 20 fha loan specialists in Fairfax, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Prosperity Home Mortgage, LLC
3060 Williams Dr # 600, Fairfax, VA 22031
8772751762
Embrace Home Loans - Fairfax, VA
10306 Eaton Pl Ste 100, Fairfax, VA 22030
7035917144
Atlantic Coast Mortgage
4097 Monument Corner Dr 6th floor, Fairfax, VA 22030
7035926235
First Heritage Mortgage, LLC - Fairfax
11325 Random Hills Rd suite 600, Fairfax, VA 22030
7033520721
USA Loans
10400 Eaton Pl # 110, Fairfax, VA 22030
7038901356
Jolene Moore - CrossCountry Mortgage, LLC
12700 Fair Lakes Cir Suite 460, Fairfax, VA 22033
5718000710
Gina Myers at CrossCountry Mortgage
12700 Fair Lakes Cir Suite 460, Fairfax, VA 22033
5716553324
Jocelyn Lasher, NMLS ID 390711
4097 Monument Corner Dr Suite 600, Fairfax, VA 22030
7033712405
Kristi Hardy, NMLS ID 194938
4097 Monument Corner Dr #600, Fairfax, VA 22033
5712466767
Leslie Wish
10304 Eaton Pl Suite 100, Fairfax, VA 22030
7033380125
Peace Home Lending
3975 University Dr Ste 365, Fairfax, VA 22030
5719981500
Sylvia Bae at CrossCountry Mortgage, LLC
3201 Jermantown Rd #800, Fairfax, VA 22030
5712519854
Spencer Lin | Movement Mortgage
3701 Pender Dr suite 210, Fairfax, VA 22030
2407279978
Tim Kelly, Sr. Loan Officer at Atlantic Coast Mortgage
4097 Monument Corner Dr Suite 600, Fairfax, VA 22030
5713083660
Jeremy L. Johnson - Atlantic Coast Mortgage
4097 Monument Corner Dr Suite 600, Fairfax, VA 22030
5712599903
Kelly Goodman, NMLS 659439, Cross County Mortgage
4097 Monument Corner Dr, Fairfax, VA 22030
7038502118
Trey Reed at CrossCountry Mortgage
11325 Random Hills Rd suite 600, Fairfax, VA 22030
7032979382
Vellum Mortgage
12700 Fair Lakes Cir Suite 400, Fairfax, VA 22033
5718302800
Melinda Zuppo, NMLS#349615
4097 Monument Corner Dr #600, Fairfax, VA 22030
2404980940
Jeff Divack at Intercoastal Mortgage, LLC
11325 Random Hills Rd suite 600, Fairfax, VA 22030
7038675644
An FHA loan specialist in Fairfax Virginia helps homebuyers navigate Federal Housing Administration loans which are popular for first-time buyers. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Fairfax County has specific property tax and appraisal rules that a local specialist can address.
What Does a FHA Loan Specialist in Fairfax Cost?
Typical costs for an FHA loan in Fairfax Virginia include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85% of the loan balance. Closing costs usually range from 3% to 5% of the purchase price. Lender fees may add 500 to 1500 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Fairfax Virginia?
An FHA loan specialist guides you through the FHA loan process including pre-approval documentation and closing. They ensure your loan meets Virginia state requirements such as proper property title and flood zone checks. They also help with Fairfax County specific appraisal guidelines.
What are the FHA loan limits for Fairfax Virginia in 2025?
For 2025 the FHA loan limit for a single-family home in Fairfax County is $1,149,825. This high limit reflects the area's elevated home prices. Limits are set by the Department of Housing and Urban Development and apply to all Virginia counties.
How long does the FHA loan process take in Fairfax Virginia?
The typical FHA loan process in Fairfax takes 30 to 45 days from application to closing. Virginia law requires a three-day right of rescission after signing loan documents. Delays can occur if property appraisals or title searches take longer than expected.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.