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Find FHA Loan Specialists Near You in Fredericksburg, VA

Looking for a fha loan specialist in Fredericksburg? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Fredericksburg, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 20 fha loan specialists in Fredericksburg, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Hine & Taylor Mortgage Team- Scott Hine and Jordan Taylor at Fairway Independent Mortgage Corp.
3006 Lafayette Blvd, Fredericksburg, VA 22408
5408585626
Nick Bohn, Movement Mortgage
107 William St, Fredericksburg, VA 22401
5409075627
Embrace Home Loans - Fredericksburg, VA
1671 Emancipation Hwy #205, Fredericksburg, VA 22401
8003333004
Mac Church - Atlantic Coast Mortgage
923 Maple Grove Dr Ste 205, Fredericksburg, VA 22407
5404553898
Chad Hallett, Movement Mortgage
510 Princess Anne St Suite 201, Fredericksburg, VA 22401
7167200698
Joann Farmer - Movement Mortgage
923 Maple Grove Dr Ste 209, Fredericksburg, VA 22407
8773141499
Lisa Nichols - Atlantic Coast Mortgage
923 Maple Grove Dr Ste 205, Fredericksburg, VA 22407
5713664545
Union Home Mortgage - Fredericksburg
606 William St, Fredericksburg, VA 22401
5408421484
Atlantic Coast Mortgage - Fredericksburg
923 Maple Grove Dr Ste 205, Fredericksburg, VA 22407
5713664533
Heather Frye | The Frye Lending Team
611 Caroline St, Fredericksburg, VA 22401
5409232891
C&F Mortgage Corp
1320 Central Park Blvd STE 201, Fredericksburg, VA 22401
5405488855
CMS Mortgage Solutions Inc.
9951 Patriot Hwy, Fredericksburg, VA 22407
7575582603
Doug Salzman
303 Charlotte St, Fredericksburg, VA 22401
7032177277
Dena Cooke
611 Caroline St, Fredericksburg, VA 22401
5404463369
Affordable Home Loans
5201 E Philippi Pl #9349, Fredericksburg, VA 22407
5404245700
America's Choice Mortgage Company
156 Storck Rd, Fredericksburg, VA 22406
5407202916
David Walczak
325 Jefferson Davis Hwy, Fredericksburg, VA 22401
5408475802
Brian Brooks mortgage banker
10008 Southpoint Pkwy #101, Fredericksburg, VA 22407
5408450864
ALCOVA Mortgage | Fredericksburg, VA
4530 Plank Rd #100, Fredericksburg, VA 22407
5406562869
Philip King - Ameris Bank Mortgage
520 William St Suite F, Fredericksburg, VA 22401
5407853333

What Does a FHA Loan Specialist in Fredericksburg Cost?

Typical costs for FHA loan services in Virginia include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Appraisal fees in Fredericksburg usually cost 500 to 700 dollars. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Fredericksburg do?
An FHA loan specialist guides you through the FHA loan process from pre approval to closing. They help you understand FHA requirements like the 3.5 percent minimum down payment and the required mortgage insurance premiums. They also verify that the property meets FHA minimum property standards.
What are the FHA loan limits for Fredericksburg Virginia?
For 2024 the FHA loan limit for a single family home in Fredericksburg is 498,257 dollars. This limit applies to the city of Fredericksburg and surrounding Spotsylvania and Stafford counties. Higher limits may apply for duplex triplex and four unit properties.