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Directory of fha loan specialists in Harrisonburg, Virginia. Verify credentials with the state mortgage licensing authority before hiring.
16 agents listed
Updated May 2026
Harrisonburg, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 16 fha loan specialists in Harrisonburg, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
ALCOVA Mortgage
328 S Main St Suite 103, Harrisonburg, VA 22801
5404336611
F&M Mortgage Harrisonburg
2040 Deyerle Ave Ste 207, Harrisonburg, VA 22801
5404428583
Erin K Chiles Team, Movement Mortgage
129 W Wolfe St Suite 201, Harrisonburg, VA 22801
5407468358
Sommer Fritz, Movement Mortgage
129 W Wolfe St Suite 201, Harrisonburg, VA 22802
5402511188
Sam Sandoval, Movement Mortgage
129 W Wolfe St Suite 201, Harrisonburg, VA 22802
5404352990
Integrity Home Mortgage Corporation
205 S Liberty St, Harrisonburg, VA 22801
5402087771
Tonja Showalter, Mortgage Advisor with F&M Mortgage
2040 Deyerle Ave Ste 207, Harrisonburg, VA 22801
5402081851
Integrity Home Mortgage Corporation
625 Mt Clinton Pike Ste D, Harrisonburg, VA 22802
5402098234
Farm Credit of the Virginias
4646 S Valley Pike, Harrisonburg, VA 22801
5404345385
David Bates | Sales Manager | Primary Residential Mortgage, Inc.
328 S Main St Suite C, Harrisonburg, VA 22801
5404336611
Benchmark Mortgage Inc
2342 Blue Stone Hills Dr, Harrisonburg, VA 22801
5405640202
Jordan Branner, F&M Mortgage NMLS#2168300
2040 Deyerle Ave, Harrisonburg, VA 22801
5404353684
Gil Lunsford with Vellum Mortgage
31 N Federal St #204, Harrisonburg, VA 22802
5403153353
Integrity Home Mortgage - Julie Yoder
625 Mt Clinton Pike Ste D, Harrisonburg, VA 22802
5404356336
Monroe Mortgage Co Inc
2813 Rawley Pike, Harrisonburg, VA 22801
5404340446
Jon Ischinger, Mortgage Advisor with F&M Mortgage
2040 Deyerle Ave Ste 207, Harrisonburg, VA 22801
5402081842
An FHA loan specialist in Harrisonburg Virginia helps home buyers and homeowners navigate FHA insured mortgages. These loans are popular in the Shenandoah Valley due to lower down payment requirements and flexible credit guidelines. Virginia law requires all mortgage loan originators to be licensed through the Virginia State Corporation Commission Bureau of Financial Institutions.
What Does a FHA Loan Specialist in Harrisonburg Cost?
Typical costs for an FHA loan specialist in Virginia include an origination fee of 0.5 to 1.0 percent of the loan amount. You may also pay a loan processing fee of 500 to 1,000 dollars and a credit report fee of 30 to 50 dollars. The FHA upfront mortgage insurance premium is 1.75 percent of the loan amount. These costs vary by lender and case. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Harrisonburg do?
An FHA loan specialist guides you through the FHA loan process including pre approval application and closing. They explain FHA requirements such as the 3.5 percent minimum down payment and the upfront mortgage insurance premium. They also help you find local lenders who offer FHA loans in Harrisonburg.
What are the FHA loan limits for Harrisonburg Virginia?
For 2025 the FHA loan limit for a single family home in Harrisonburg Rockingham County area is generally around 498,257 dollars. This amount is set by the Department of Housing and Urban Development and may increase for duplexes or larger properties. Your specialist can confirm the exact limit for your specific property type.
Do I need a special license to be an FHA loan specialist in Virginia?
Yes. In Virginia all mortgage loan originators must hold a valid license from the Virginia State Corporation Commission. This includes passing a background check and completing pre licensing education. FHA loan specialists also need to complete annual continuing education to maintain their license.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.