FHA Loan Specialists in Harrisonburg, VA
Looking for a fha loan specialist in Harrisonburg? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Virginia before hiring.
Showing 16 fha loan specialists in Harrisonburg, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in Harrisonburg Virginia helps home buyers and homeowners navigate FHA insured mortgages. These loans are popular in the Shenandoah Valley due to lower down payment requirements and flexible credit guidelines. Virginia law requires all mortgage loan originators to be licensed through the Virginia State Corporation Commission Bureau of Financial Institutions.
What Does a FHA Loan Specialist in Harrisonburg Cost?
Typical costs for an FHA loan specialist in Virginia include an origination fee of 0.5 to 1.0 percent of the loan amount. You may also pay a loan processing fee of 500 to 1,000 dollars and a credit report fee of 30 to 50 dollars. The FHA upfront mortgage insurance premium is 1.75 percent of the loan amount. These costs vary by lender and case. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Harrisonburg do?
An FHA loan specialist guides you through the FHA loan process including pre approval application and closing. They explain FHA requirements such as the 3.5 percent minimum down payment and the upfront mortgage insurance premium. They also help you find local lenders who offer FHA loans in Harrisonburg.
What are the FHA loan limits for Harrisonburg Virginia?
For 2025 the FHA loan limit for a single family home in Harrisonburg Rockingham County area is generally around 498,257 dollars. This amount is set by the Department of Housing and Urban Development and may increase for duplexes or larger properties. Your specialist can confirm the exact limit for your specific property type.
Do I need a special license to be an FHA loan specialist in Virginia?
Yes. In Virginia all mortgage loan originators must hold a valid license from the Virginia State Corporation Commission. This includes passing a background check and completing pre licensing education. FHA loan specialists also need to complete annual continuing education to maintain their license.