FHA Loan Specialists in Leesburg, VA — Compare & Find

Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.

Showing 5 fha loan specialists in Leesburg, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.

Jay Richardson Team - Your Local Virginia Mortgage Lender

602 S King St, Leesburg, VA 20175

(703) 625-9588 jayrichardsonmortgages.com

Colin Wauchope at Guaranteed Rate Affinity (NMLS #1101426)

25 S King St, Leesburg, VA 20175

(703) 647-5984 grarate.com

Farm Credit of the Virginias

27 Fort Evans Rd NE, Leesburg, VA 20176

(703) 777-3311 farmcreditofvirginias.com

Ron Tinschert at Guaranteed Rate Affinity (NMLS #184478)

25 S King St, Leesburg, VA 20175

(703) 579-3378 grarate.com

Hard Money Lenders Leesburg VA

19420 Golf Vista Plaza, Leesburg, VA 20176

(703) 936-2343

An FHA loan specialist in Leesburg Virginia helps homebuyers navigate Federal Housing Administration insured loans. These loans are popular in Loudoun County due to lower down payment requirements and flexible credit guidelines. Virginia law requires all mortgage loan originators to be licensed through the Virginia State Corporation Commission Bureau of Financial Institutions.

What Does a FHA Loan Specialist in Leesburg Cost?

Typical costs for an FHA loan specialist in Virginia include an origination fee of 0.5 to 1.5 percent of the loan amount. The upfront mortgage insurance premium is 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Loudoun County average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Leesburg Virginia?

For 2025 the FHA loan limit for a single family home in Loudoun County is $1,149,825. This is due to the high cost of housing in the Washington DC metro area. Limits are adjusted annually by HUD.

What credit score is needed for an FHA loan in Virginia?

FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may set their own overlay requirements.

Are there Virginia specific requirements for FHA loans?

Virginia law requires a home inspection for all FHA loans, though the FHA itself does not mandate one. The state also has specific foreclosure timelines and anti predatory lending laws that affect FHA lending practices. Borrowers must complete HUD approved housing counseling.

FHA Loan Specialists in Other Virginia Cities

Alexandria · Annandale · Arlington · Ashburn · Blacksburg · Centreville · Chantilly · Charlottesville · Chesapeake · Chester · Christiansburg · Colonial Heights · Danville · Dumfries · Fairfax

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About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Virginia.

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