Skip to main content

Find FHA Loan Specialists Near You in Newport News, VA

Browse fha loan specialists serving Newport News, Virginia. Contact information and addresses listed below.

14 agents listed
Updated May 2026
Newport News, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 14 fha loan specialists in Newport News, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Andrew Jordan with TowneBank Mortgage
1 Old Oyster Point Rd #310, Newport News, VA 23602
7578705445
Patrick Avery | Southern Trust Mortgage
111 Walt Whitman Ave, Newport News, VA 23606
7572749443
M&M Mortgage Team
742 Thimble Shoals Blvd A, Newport News, VA 23606
7573373287
Michael Hartnett NMLS # 207733 Mortgage Lender
11820 Fountain Way # 502, Newport News, VA 23606
7573443366
Renee Bevan with TowneBank Mortgage
1 Old Oyster Point Rd Suite 240, Newport News, VA 23602
7578716262
Arbor Home Loans | Newport News
4165 William Styron Square N, Newport News, VA 23606
7572758618
McKim Beale with TowneBank Mortgage
1 Old Oyster Point Rd #310, Newport News, VA 23602
7578800202
Tidewater Home Funding
733 Thimble Shoals Blvd Suite 170 Office 126, Newport News, VA 23606
8046945626
TowneBank Mortgage
1 Old Oyster Point Rd #310, Newport News, VA 23602
7575349370
Homespire Mortgage Company - Jimmy Sgambelluri
3164 William Styron Square N, Newport News, VA 23606
7572874098
OVM with AnnieMac Home Mortgage - Newport News
11820 Fountain Way # 502, Newport News, VA 23606
7573306795
Barry Sharif - Author, Loan Advisor, Notary
610 Thimble Shoals Blvd suite 201a, Newport News, VA 23606
6314638583
Nina Efird - Ameris Bank Mortgage
804 Omni Blvd ste 103, Newport News, VA 23606
7578103628
Joy Puckett Mortgage NMLS #1604641
1 Old Oyster Point Rd Suite #210, Newport News, VA 23602
7578121008

What Does a FHA Loan Specialist in Newport News Cost?

Typical costs for an FHA loan in Virginia include an upfront mortgage insurance premium of 1.75% of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. Lender origination fees in Newport News usually range from 0.5% to 1.5% of the loan amount. Third-party costs such as appraisal fees around $500 to $700 and title insurance fees of $1,500 to $2,500 may apply. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Newport News do?
An FHA loan specialist guides you through the FHA loan application process, from pre-approval to closing. They help you understand FHA requirements such as the 3.5% minimum down payment and the upfront mortgage insurance premium. They also coordinate with local appraisers and underwriters in Newport News.
What are the FHA loan limits for Newport News Virginia?
FHA loan limits for Newport News in 2024 are set by the Department of Housing and Urban Development. For a single-family home in Newport News, the standard limit is typically around $498,257. Higher limits may apply for multi-unit properties in the area.
Do I need a special license to be an FHA loan specialist in Virginia?
Yes, all mortgage loan originators in Virginia must hold a valid license from the Virginia State Corporation Commission. They must also complete annual continuing education and pass a background check. You can verify a specialist license on the Nationwide Multistate Licensing System website.