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Compare fha loan specialists in Powhatan. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Powhatan, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 2 fha loan specialists in Powhatan, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
ALCOVA Mortgage | Powhatan, VA
3879 Old Buckingham Rd Suite B, Powhatan, VA 23139
8045988076
Kara Taylor: Mortgage Lender in Richmond, NMLS ID# 2020392
3879 Old Buckingham Rd Suite B, Powhatan, VA 23139
8045469444
An FHA loan specialist in Powhatan, Virginia helps homebuyers navigate Federal Housing Administration loans, which are popular for first-time buyers and those with lower credit scores. Virginia law requires FHA loans to meet specific property condition standards, and local specialists are familiar with Powhatan County appraisal guidelines. They guide you through the entire process from pre-approval to closing.
What Does a FHA Loan Specialist in Powhatan Cost?
Typical costs for an FHA loan specialist in Virginia include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual MIP of 0.55% to 1.05%. Lender origination fees range from 0.5% to 1% of the loan, and appraisal fees are usually $400 to $700. Closing costs in Virginia average 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Powhatan do?
An FHA loan specialist helps you apply for an FHA-insured mortgage, explains eligibility requirements, and assists with documentation. They also coordinate with local appraisers and lenders to ensure the property meets Virginia and FHA standards.
What are the FHA loan limits for Powhatan Virginia?
For 2024, the FHA loan limit for a single-family home in Powhatan County is $498,257. This amount is based on the median home price in the area and is set by the U.S. Department of Housing and Urban Development.
How long does the FHA loan process take in Virginia?
The typical FHA loan process in Virginia takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and any required repairs under Virginia property disclosure laws.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.