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Find FHA Loan Specialists Near You in Purcellville, VA

Directory of fha loan specialists in Purcellville, Virginia. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Purcellville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 3 fha loan specialists in Purcellville, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ryan Roge - Success Mortgage
609 E Main St Suite CC #2009, Purcellville, VA 20132
7036621277
Truist
160 Purcellville Gateway Dr, Purcellville, VA 20132
5404415004
Mortgage, Bank of America
1010 E Main St, Purcellville, VA 20132
5405924926

An FHA loan specialist in Purcellville Virginia helps homebuyers navigate FHA insured mortgages which require lower down payments. Virginia law requires all FHA loan originators to be licensed through the Nationwide Multistate Licensing System. Purcellville residents often use FHA loans to purchase homes in Loudoun County with a 3.5 percent down payment.

What Does a FHA Loan Specialist in Purcellville Cost?

Typical costs for an FHA loan specialist in Virginia include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.55 percent to 1.05 percent of the loan balance. Appraisal fees in Loudoun County average $500 to $700. Closing costs vary between 2 and 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Purcellville do?
An FHA loan specialist guides you through the FHA loan process including credit requirements, property appraisal, and loan approval. They ensure the loan meets Virginia and federal FHA guidelines. Specialists also help with documentation for self employed borrowers common in the Purcellville area.
What are the FHA loan limits for Purcellville Virginia in 2025?
For 2025 the FHA loan limit for a single family home in Loudoun County is $1,149,825. This high limit reflects the area median home prices. A specialist can confirm the exact limit for your property type.