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Directory of fha loan specialists in Roanoke, Virginia. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Roanoke, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 20 fha loan specialists in Roanoke, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Bay Mortgage Group
2350 Electric Rd SW Suite 100, Roanoke, VA 24018
5402663219
ALCOVA Mortgage | Corporate Office
308 Market St SE, Roanoke, VA 24011
5409040005
The Legacy Team of Integrity Home Mortgage Corporation
2840 Electric Rd SW #102A, Roanoke, VA 24018
5403148843
Henry Mortgage Group, LLC
1948 Franklin Rd SW, Roanoke, VA 24014
5407975219
Ashley Wickstrom, Senior Loan Officer, Movement Mortgage
3922 Electric Rd SW #1b, Roanoke, VA 24018
5405207878
Jason Bialek Mortgage Team with Rate
3565 N Electric Rd Suite B, Roanoke, VA 24018
5404277551
Barry Duffey
3922 Electric Rd SW #1b, Roanoke, VA 24018
5405295637
Bradley Hall at CrossCountry Mortgage
4950 Brambleton Ave Suites B, D & E, Roanoke, VA 24018
5402743640
Lance Brenner, SWBC Mortgage
2770 Electric Rd SW Ste A, Roanoke, VA 24018
5408159162
Cardinal Financial The Dave Jones Group
26 Church Ave SW, Roanoke, VA 24011
5403770127
OVM with AnnieMac Home Mortgage - Roanoke
5115 Bernard Dr Ste 203, Roanoke, VA 24018
5402053311
Mason-McDuffie Mortgage Corporation
3420 Electric Rd SW Suite 2, Roanoke, VA 24018
5402283071
Brian Rotenberry
3922 Electric Rd SW #1b, Roanoke, VA 24018
5402683048
Robin Johnson - Mpire Financial, LLC
2052 Memorial Ave SW, Roanoke, VA 24015
5403095029
Sean Kosmann - Guaranteed Rate
3565 N Electric Rd Suite B, Roanoke, VA 24018
7036750876
ALCOVA Mortgage | Roanoke, VA
305 Market St SE, Roanoke, VA 24011
5402933165
Cheryl Pigg at Rate (NMLS #1694396)
3565 N Electric Rd Suite B, Roanoke, VA 24018
5405231509
ALCOVA Mortgage | Roanoke, VA | Team Jamie Bailey
131 Sycamore Ave NE, Roanoke, VA 24012
5407723877
Cathy Kidd Mortgage Team
5427 Peters Creek Rd Suite 2, Roanoke, VA 24019
5407616651
Susan Simmons
3862 Electric Rd SW, Roanoke, VA 24018
5407252384
An FHA loan specialist in Roanoke, Virginia helps homebuyers navigate Federal Housing Administration loans. These loans are popular in the Roanoke Valley due to lower down payment requirements and flexible credit guidelines. Virginia law requires FHA loan specialists to be licensed through the Virginia State Corporation Commission and follow state-specific disclosure rules.
What Does a FHA Loan Specialist in Roanoke Cost?
Typical costs for an FHA loan in Virginia include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual mortgage insurance premium of 0.55% to 0.85%. Origination fees range from 0.5% to 1.0% of the loan amount, and appraisal fees in Roanoke average $500 to $700. Closing costs generally total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Roanoke?
An FHA loan specialist guides borrowers through the FHA loan process, including pre-approval, documentation, and closing. They ensure the loan meets FHA guidelines and Virginia state regulations.
What are the FHA loan limits for Roanoke, Virginia in 2025?
For 2025, the FHA loan limit for a single-family home in Roanoke City and surrounding counties is $498,257 for high-cost areas. Limits vary by county and are updated annually by the Department of Housing and Urban Development.
How long does an FHA loan closing take in Virginia?
A typical FHA loan closing in Virginia takes 30 to 45 days from application to closing. Delays can occur if additional documentation is required or if the property needs repairs under FHA guidelines.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.