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Compare FHA Loan Specialists in Virginia Beach, VA

Compare fha loan specialists in Virginia Beach. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Virginia Beach, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 20 fha loan specialists in Virginia Beach, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Bay Mortgage Group - Virginia Beach
600 Lynnhaven Pkwy #100, Virginia Beach, VA 23452
7572131660
Tidewater Mortgage Services, Inc. NMLS #: 71158
200 Golden Oak Ct Suite 100, Virginia Beach, VA 23452
7574987400
CMS Mortgage Solutions, Inc.
1612 Centerville Turnpike STE 307, Virginia Beach, VA 23464
7575582603
First Signature Mortgage, LLC
2037 Laskin Rd, Virginia Beach, VA 23454
2762544965
Southern Trust Mortgage, LLC
295 Bendix Rd #400, Virginia Beach, VA 23452
7575180700
ONE Presidential Mortgage
2101 Parks Ave STE 600, Virginia Beach, VA 23451
7576517474
Atlantic Coast Mortgage - Virginia Beach
932 Laskin Rd Suite 100, Virginia Beach, VA 23451
7573640328
VA Choice Home Mortgage Inc.
2020 General Booth Blvd #200, Virginia Beach, VA 23454
7577395019
United Atlantic Mortgage
2476 Nimmo Pkwy Ste 122, Virginia Beach, VA 23456
7573405626
PrimeLending, A PlainsCapital Company - Virginia Beach
780 Lynnhaven Pkwy Suite 375, Virginia Beach, VA 23452
7573686770
Atlantic Mortgage & Funding
2000 General Booth Blvd STE 104, Virginia Beach, VA 23454
8667216084
Steve Holland VA Home Loans & Mortgage Lender
5040 Corporate Woods Dr Suite 100, Virginia Beach, VA 23462
7578319930
VA Wholesale Mortgage
4099 Foxwood Dr #108, Virginia Beach, VA 23462
8002444132
Jonathan Locklear Mortgage VA Home Loan Specialist
575 Lynnhaven Pkwy Suite 101, Virginia Beach, VA 23452
7573743390
Wes Flowers - Loan Officer -- Southern Trust Mortgage
295 Bendix Rd Suite 400, Virginia Beach, VA 23452
7573437578
Arbor Home Loans | Virginia Beach
1206 Laskin Rd # 110, Virginia Beach, VA 23451
7576208362
Pat Miller Mortgage Team - Loan Officers - Southern Trust Mortgage
295 Bendix Rd #400, Virginia Beach, VA 23452
7573906314
Team Darien Pearce | Southern Trust Mortgage
295 Bendix Rd #400, Virginia Beach, VA 23452
7576960505
Sheri Wall
1 Columbus Ctr #301, Virginia Beach, VA 23462
8049296933
Kylie Raffi
295 Bendix Rd #400, Virginia Beach, VA 23452
7576182948

What Does a FHA Loan Specialist in Virginia Beach Cost?

Typical costs for an FHA loan specialist in Virginia include an origination fee of 1% to 1.5% of the loan amount and an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. Closing costs in Virginia Beach generally total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Virginia Beach in 2025?
For 2025, the FHA loan limit for a single-family home in Virginia Beach is $524,225. This amount is set by the Department of Housing and Urban Development and applies to most areas in the city.
What credit score is needed for an FHA loan in Virginia?
FHA loans in Virginia typically require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. Each lender may have its own overlays.