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Find FHA Loan Specialists in Waynesboro, VA

Browse fha loan specialists serving Waynesboro, Virginia. Contact information and addresses listed below.

12 agents listed
Updated June 2026
Waynesboro, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 12 fha loan specialists in Waynesboro, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Monticello Reverse Mortgage
29 Stoneridge Dr #207, Waynesboro, VA 22980
(434) 249-2222 monticelloreversemortgage.com
Mariner Finance
831 Lew Dewitt Blvd Ste 108, Waynesboro, VA 22980
(540) 456-5019 locations.marinerfinance.com
C&F Mortgage Corp
520 Lew Dewitt Blvd Suites 104 and 105, Waynesboro, VA 22980
(540) 941-7633 cfmortgagecorp.com
Lendmark Financial Services LLC
115-G Lucy Ln, Waynesboro, VA 22980
(540) 277-3220 lendmarkfinancial.com
Truist
1100 W Broad St, Waynesboro, VA 22980
(540) 941-6120 truist.com
First Bank and Trust Company
851 Lew Dewitt Blvd, Waynesboro, VA 22980
(540) 943-5020 firstbank.com
Benchmark Mortgage — The Bruce Burner Mortgage Team
362 S Laurel Ave, Waynesboro, VA 22980
(540) 662-1010 bruceburner.benchmark.us
RE/MAX Advantage Waynesboro
2017 W Main St, Waynesboro, VA 22980
(540) 949-4174 remaxadvantageva.com
Benchmark Mortgage Companies
540 Lew Dewitt Blvd Ste. #4, Waynesboro, VA 22980
(804) 424-2200 benchmarkmortgage.com
Edward Jones - Financial Advisor: Don Hashagen
1835 Rosser Ave Suite 1, Waynesboro, VA 22980
(540) 946-4888 edwardjones.com
Financial Management Inc.
222 S Wayne Ave, Waynesboro, VA 22980
(540) 943-4193 financialmanage.com
Karen Frank C&F Mortgage Corporation
540 Lew Dewitt Blvd Ste. #4, Waynesboro, VA 22980
(540) 941-7633 cfmortgagecorp.com

FHA loan specialists in Waynesboro Virginia help homebuyers secure government-backed mortgages with lower down payments. Virginia law requires all mortgage loan originators to be licensed through the Virginia State Corporation Commission. Local specialists understand the Shenandoah Valley housing market and can guide you through FHA appraisal and underwriting processes.

What Does a FHA Loan Specialist in Waynesboro Cost?

Typical costs for an FHA loan in Virginia include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent. Closing costs in Waynesboro usually range from 2 to 5 percent of the purchase price. Lender fees vary and may include origination fees, appraisal fees, and credit report fees. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Waynesboro Virginia?
For 2024 the FHA loan limit for a single-family home in Waynesboro is $498,257. This amount is set by the Department of Housing and Urban Development and applies to Augusta County and the city of Waynesboro.
What credit score do I need for an FHA loan in Virginia?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify with a 10 percent down payment. Virginia lenders may have their own overlays above these minimums.
How long does an FHA loan closing take in Waynesboro?
A typical FHA loan closing in Virginia takes 30 to 45 days from application to settlement. This timeline includes appraisal, underwriting, and final approval. Delays can occur if additional documentation is needed.

FHA Loan Specialists in Other Virginia Cities

Alexandria · Annandale · Arlington · Ashburn · Blacksburg · Centreville · Chantilly · Charlottesville · Chesapeake · Chester · Christiansburg · Colonial Heights · Danville · Dumfries · Fairfax

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Virginia.

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