Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 17 mortgage lenders in Hilo, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Family Mortgage Company of Hawaii Inc.: Jon Kimura & Donna Dodd
762 Kanoelehua Ave Suite C, Hilo, HI 96720
8089350678
Nicolette "Niki" Hubbard, Mortgage Loan Officer
99 Aupuni St Suite 214, Hilo, HI 96720
8089367673
Academy Mortgage
234 Waianuenue Ave Suite 103 & 104, Hilo, HI 96720
8084372284
OneMain Financial
315 Makaala St Ste 112, Hilo, HI 96720
8089613431
Pacific Isle Lending Group, LLC Ho'olaea Andrade - Licensed Mortgage Loan Officer
99 Aupuni St Suite 214, Hilo, HI 96720
8089600040
Karen Kline Home Loans LLC
586 Kanoelehua Ave # 101, Hilo, HI 96720
8089356400
Island Mortgage Source
474 Laukapu St, Hilo, HI 96720
8089699988
Dennis Santiago-USA Mortgage
100 Pauahi St Suite 208, Hilo, HI 96720
8089362202
Kuleana Mortgage LLC
4 Kamehameha Ave, Hilo, HI 96720
8089359350
Family Mortgage Company of Hawaii, Inc.: Donna Dodd
762 Kanoelehua Ave Suite C, Hilo, HI 96720
8089350678
Patricia Erbschloe
32 Kinoole St STE 101, Hilo, HI 96720
5738322225
Longbridge Financial, LLC - Sanyu Barnicoat - Reverse Mortgage
101 Aupuni St Suite 1014A3, Hilo, HI 96720
8082339338
Finance Integrity LLC
17 Furneaux Ln #201, Hilo, HI 96720
8089616099
Finance Factors
605 Laukapu St #101, Hilo, HI 96720
8089356811
VIP Mortgage
99 Aupuni St Suite 214, Hilo, HI 96720
8088876003
April Muir Giordanengo, NMLS #2123427
688 Kinoole St Suite 209, Hilo, HI 96720
8089610605
CMG Home Loans
99 Aupuni St Suite 218-220, Hilo, HI 96720
8555808409
What Does a Mortgage Lender in Hilo Cost?
Typical costs for a mortgage in Hilo include an origination fee of 0.5 to 1.0 percent of the loan amount, appraisal fees of 500 to 800 dollars, and title insurance of 1,500 to 3,000 dollars. Closing costs usually range from 2 to 5 percent of the purchase price. Hawaii also charges a mortgage recording tax of 0.15 percent of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Hilo?
You will need recent pay stubs, tax returns, bank statements, and a valid Hawaii drivers license or state ID. Lenders also require a property appraisal and title search for Hilo homes.
How long does a mortgage loan take to close in Hawaii?
A typical mortgage loan in Hawaii closes in 30 to 45 days. Delays can occur if the property is in a lava zone or requires special flood insurance.
Are there special mortgage programs for Hawaii residents?
Yes, the Hawaii Housing Finance and Development Corporation offers down payment assistance and low interest loans for qualified first time home buyers. These programs have income limits and require a homebuyer education class.