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Find Mortgage Lenders in Wahiawa, HI

Directory of mortgage lenders in Wahiawa, Hawaii. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Wahiawa, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 2 mortgage lenders in Wahiawa, HI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Hawaiian Bank Wahiawa Branch
730 California Ave, Wahiawa, HI 96786
8086251182
Mahalo Mortgage Corporation
Wahiawa, HI 96786
8086212622

Mortgage lenders in Wahiawa Hawaii help residents finance home purchases and refinance existing loans. Hawaii law requires lenders to provide a Good Faith Estimate within three business days of a loan application. Local lenders understand the unique housing market on Oahu and can guide you through the process.

What Does a Mortgage Lender in Wahiawa Cost?

Typical costs for a mortgage lender in Hawaii include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 500 to 800 dollars, and title insurance which can cost 1,000 to 2,500 dollars. Closing costs in Hawaii generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Wahiawa?
You will need proof of income, tax returns, bank statements, and identification. Hawaii lenders also require a property appraisal and title search specific to the county.
How long does the mortgage process take in Hawaii?
The typical mortgage process in Hawaii takes 30 to 45 days from application to closing. Hawaii law requires a three day right of rescission for refinances under federal truth in lending rules.