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Compare Mortgage Lenders in Caldwell, ID

Directory of mortgage lenders in Caldwell, Idaho. Verify credentials with the state state mortgage licensing authority before hiring.

3 agents listed
Updated June 2026
Caldwell, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Idaho before hiring.
Showing 3 mortgage lenders in Caldwell, ID Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Motto Mortgage Achieves
310 S Kimball Ave, Caldwell, ID 83605
(208) 906-4308 mottomortgage.com
USA Mortgage
4605 Enterprise Way Suite 105, Caldwell, ID 83605
(208) 841-0349 usamortgage.com
US Bank Mortgage
Caldwell, ID 83605
(800) 872-2657 usbank.com

Mortgage lenders in Caldwell Idaho help home buyers and homeowners secure financing for residential properties. Idaho law requires lenders to be licensed through the Idaho Department of Finance. Many local lenders offer conventional FHA VA and USDA loans tailored to the Treasure Valley market.

What Does a Mortgage Lender in Caldwell Cost?

Typical costs for a mortgage lender in Idaho include an origination fee of 0.5 to 1 percent of the loan amount and third party fees for appraisal title insurance and credit report. Closing costs in Caldwell often range from 3000 to 8000 depending on loan size and property value. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Caldwell Idaho?
You typically need recent pay stubs tax returns bank statements and a valid ID. Idaho lenders also require a credit check and proof of employment. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Idaho?
The process usually takes 30 to 45 days from application to closing. Idaho law does not set a specific timeline but lenders must provide a Loan Estimate within three business days of application. Delays can occur if appraisals or title work take longer.

Mortgage Lenders in Other Idaho Cities

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Idaho.

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