Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Idaho before hiring.
Showing 19 mortgage lenders in Idaho Falls, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Idaho First Mortgage
3340 Merlin Dr #200, Idaho Falls, ID 83404
(208) 243-9100
idahofirstmortgage.com
Patriot Home Mortgage
1970 E 17th St Suite 116, Idaho Falls, ID 83404
(208) 521-8075
patriothomemortgage.com
Braylan Bean - Frontier Credit Union - Mortgage Loan Officer
865 S Woodruff Ave, Idaho Falls, ID 83401
(208) 670-2326
frontiercreditunion.com
Legacy Mortgage Group, LLC
1600 John Adams Pkwy, Idaho Falls, ID 83401
(208) 525-3323
legacymortgagegroup.com
Veritas Funding - Idaho Falls | Home Loans and Refinance
3040 E 17th St # A, Idaho Falls, ID 83406
(208) 390-2682
vfund.com
Nexus Mortgage Lending
4642, 550 W Sunnyside Rd Ste 11, Idaho Falls, ID 83402
(208) 529-0821
myidahomortgage.com
Brandy Knight Summit Funding
545 Shoup Ave Office 228, Idaho Falls, ID 83402
(208) 569-4085
brandyknight.com
Evergreen Home Loans Idaho Falls NMLS 2722676
591 Park Ave Suite 202-E, Idaho Falls, ID 83402
(208) 715-5036
evergreenhomeloans.com
Home | Front Mortgage - Southeast Idaho
3525 Merlin Dr, Idaho Falls, ID 83404
(800) 707-8845
homefrontloans.com
Tory Criddle - Regal Mortgage
1515 Ashment Ave #1, Idaho Falls, ID 83404
(208) 716-9474
regalmtg.com
The Landers Group - Kiersten Landers, Mortgage Broker
3525 Merlin Dr, Idaho Falls, ID 83404
(208) 270-3861
kierstenlandersmortgage.com
Best Lenders LLC- Idaho Branch Office
3725 Woodking Dr suite a, Idaho Falls, ID 83404
(888) 536-3731
What Does a Mortgage Lender in Idaho Falls Cost?
Typical costs for a mortgage lender in Idaho Falls include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees of 400 to 700 dollars and title insurance of 500 to 1 500 dollars. Closing costs generally total 2 to 5 percent of the purchase price. Idaho law requires lenders to provide a Loan Estimate within three business days of application. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the mortgage licensing requirements in Idaho?
Mortgage lenders in Idaho must be licensed by the Idaho Department of Finance under the Idaho Residential Mortgage Practices Act. This includes passing a background check completing pre-licensing education and maintaining a surety bond. Borrowers can verify a lenders license on the NMLS database.
How long does it take to close on a mortgage in Idaho Falls?
The typical mortgage closing process in Idaho Falls takes 30 to 45 days from application to funding. Idaho law requires a three-day right of rescission for refinances under the Truth in Lending Act. Delays can occur if appraisal or title work takes longer than expected.
What down payment is needed for a home loan in Idaho?
Down payment requirements vary by loan type. Conventional loans often require 3 to 5 percent down. FHA loans allow as little as 3.5 percent down. VA loans and USDA loans in eligible Idaho areas may require zero down payment. Idaho first-time home buyer programs may also offer down payment assistance.