Find Mortgage Lenders in Lewiston, ID
Looking for a mortgage lender in Lewiston? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Idaho before hiring.
Showing 18 mortgage lenders in Lewiston, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Lewiston Idaho help home buyers and homeowners secure financing for residential properties. Idaho law requires all mortgage loan originators to be licensed through the Idaho Department of Finance. Local lenders understand the Lewiston real estate market and can guide you through conventional FHA and VA loan programs.
What Does a Mortgage Lender in Lewiston Cost?
Typical costs for a mortgage in Idaho include an origination fee of 0.5% to 1% of the loan amount appraisal fees from $400 to $700 and title insurance averaging $1,000 to $2,000. Closing costs in Idaho usually range from 2% to 5% of the purchase price. Costs vary by loan type property value and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Lewiston Idaho?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Idaho lenders also require a credit check and proof of employment. Self employed borrowers may need additional tax documents.
How long does the mortgage process take in Idaho?
The mortgage process in Idaho usually takes 30 to 45 days from application to closing. Idaho law requires a three business day waiting period after you receive the Closing Disclosure. Delays can occur if appraisals or title work take longer.
Are there special mortgage programs for first time buyers in Idaho?
Yes the Idaho Housing and Finance Association offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require a home buyer education course. Local lenders in Lewiston can help you apply.