Skip to main content

Compare Mortgage Lenders in Middleton, ID

Directory of mortgage lenders in Middleton, Idaho. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
Middleton, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Idaho before hiring.
Showing 2 mortgage lenders in Middleton, ID Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pioneer Federal Credit Union | Middleton, ID
551 Middleton Rd, Middleton, ID 83644
(208) 587-3304 pioneerfcu.org
Clarity Credit Union - Middleton
3 W Main St, Middleton, ID 83644
(208) 467-6583 claritycu.com

Middleton Idaho mortgage lenders help home buyers and refinancing homeowners secure loans for properties in Canyon County. Idaho law requires lenders to be licensed through the state Department of Finance. Local lenders understand the Middleton housing market and can guide you through the loan process.

What Does a Mortgage Lender in Middleton Cost?

Typical costs for a mortgage in Idaho include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Middleton Idaho?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Idaho lenders also require proof of homeowners insurance before closing.
Are there first time home buyer programs in Idaho?
Yes, Idaho Housing and Finance Association offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require a homebuyer education class.

Mortgage Lenders in Other Idaho Cities