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Directory of mortgage lenders in Meridian, Idaho. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Meridian, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 20 mortgage lenders in Meridian, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Premier Mortgage Resources
3363 E Presidential Dr #200, Meridian, ID 83642
2086290606
1st Choice Mortgage Company, LLC
3023 E Copper Point Dr #101, Meridian, ID 83642
2083755626
Guild Mortgage Company
2775 W Navigator Dr Suite 230, Meridian, ID 83642
2088889394
Evergreen Home Loans Boise NMLS 9040
1800 S Bonito Way Suite 230, Meridian, ID 83642
2083214300
Eric Leigh, Mortgage Lender NMLS #65666
2006 S Eagle Rd, Meridian, ID 83642
2088800316
Mike Morrison
2965 E Tarpon Dr Suite 180 & 120, Meridian, ID 83642
2089551262
Summit Funding, Inc.
851 N Hickory Ave Suite 100, Meridian, ID 83642
2086293395
Mark Onnen
2524 N Stokesberry Pl, Meridian, ID 83646
2087243035
Caliber Home Loans
3405 E Overland Rd #105, Meridian, ID 83642
2069634610
Harrison George
2524 N Stokesberry Pl, Meridian, ID 83646
2084724604
Guild Mortgage - John Spiker
2775 W Navigator Dr Suite 230, Meridian, ID 83642
2087942333
American Pacific Mortgage - NMLS# 2405250
3405 E Overland Rd #105, Meridian, ID 83642
2086903488
Corey Newell - Evergreen Home Loans NMLS 24591
Veranda Plaza, 1800 S Bonito Way #230, Meridian, ID 83642
2085711892
PrimeLending, A PlainsCapital Company - Boise
1940 S Bonito Way #180, Meridian, ID 83642
2083679999
Jason Ames
2524 N Stokesberry Pl, Meridian, ID 83646
2088694222
Northwest Private Lending
3597 E Monarch Sky Ln Suite 240, Meridian, ID 83646
2082587570
Harris Mortgages of Idaho
4587 W Sierra Madre Dr, Meridian, ID 83646
2084097213
New American Funding - Meridian ID
1120 S Rackham Way Suite 300, Meridian, ID 83642
6012829553
Todd Shreeve, Movement Mortgage
2965 E Tarpon Dr Suite 190, Meridian, ID 83642
2085703040
Toni Wood
2965 E Tarpon Dr Suites 180 & 120, Meridian, ID 83642
2088505421
Mortgage lenders in Meridian Idaho help homebuyers and homeowners secure financing for residential properties. Idaho law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the unique real estate market in Ada County and can guide you through Idaho specific closing requirements.
What Does a Mortgage Lender in Meridian Cost?
Typical costs for a mortgage in Idaho include an origination fee of 0.5 to 1.0 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 1,500 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These figures vary based on loan type, lender, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Meridian Idaho?
You typically need pay stubs, tax returns, bank statements, and a government issued ID. Idaho lenders may also request a copy of your driver license or state ID card for verification.
How long does the mortgage process take in Idaho?
The process usually takes 30 to 45 days from application to closing. Idaho law allows for a 7 day rescission period on refinances but not on purchase loans.
Are there special mortgage programs for first time buyers in Idaho?
Yes, the Idaho Housing and Finance Association offers down payment assistance and favorable loan terms for qualified first time buyers. These programs have income and purchase price limits that apply in Meridian.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Idaho.