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Mortgage Lenders in Carthage, MO

Compare mortgage lenders in Carthage. Review contact information and insurance categorys before you decide.

20 agents listed
Updated June 2026
Carthage, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Missouri before hiring.
Showing 20 mortgage lenders in Carthage, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LendNation
408 W Central Ave, Carthage, MO 64836
(417) 358-7766 lendnation.com
Empire Finance of Carthage
2415 Fairlawn Dr, Carthage, MO 64836
(417) 358-2183 loansanywhere.net
World Finance
120B E 4th St, Carthage, MO 64836
(417) 359-5510 loansbyworld.com
Security Finance
2430 S Grand Ave, Carthage, MO 64836
(417) 358-0120 securityfinance.com
Community National Bank & Trust
2813 The Loop, Carthage, MO 64836
(417) 237-0096 mybankcnb.com
Guaranty Bank
312 W Central Ave, Carthage, MO 64836
(417) 358-0002 gbankmo.com
OMB Bank
535 W Fir Rd, Carthage, MO 64836
(417) 313-1030 ombbank.com
Southwest Missouri Bank
2417 S Grand Ave, Carthage, MO 64836
(417) 358-1770 smbonline.com
U.S. Bank Branch
2208 S Grand Ave, Carthage, MO 64836
(417) 358-8191 usbank.com
Tower Loan
2206 S Maple St B, Carthage, MO 64836
(417) 358-2282 towerloan.com
Arvest Bank
2740 S Grand Ave, Carthage, MO 64836
(417) 237-8500 arvest.com
Southwest Missouri Bank
300 W 3rd St, Carthage, MO 64836
(417) 358-9331 smbonline.com
Arvest Bank
425 W Central Ave, Carthage, MO 64836
(417) 237-8500 arvest.com
Community Bank & Trust - Carthage
325 W George E Phelps Blvd, Carthage, MO 64836
(417) 359-8577 cbthomebank.com
Four States Bank
1946 S Garrison Ave, Carthage, MO 64836
(417) 851-0568 4sb.com
Great Plains FCU
120 S Garrison Ave, Carthage, MO 64836
(417) 358-8100 greatplainsfcu.com
ATM (Arvest Bank)
425 W Central Ave, Carthage, MO 64836
(417) 237-8500 arvest.com
Gemini Funding
120 W 4th St, Carthage, MO 64836
(417) 359-9391
US Bank Mortgage
2208 S Grand Ave, Carthage, MO 64836
(800) 872-2657 usbank.com
Flat Branch Home Loans
101 W Airport Dr Ste A, Carthage, MO 64836
(417) 674-3161 fbhl.com

Mortgage lenders in Carthage, Missouri help homebuyers secure financing for residential properties. Missouri law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the Carthage real estate market and can guide you through FHA, VA, and conventional loan options.

What Does a Mortgage Lender in Carthage Cost?

Typical costs for a mortgage in Missouri include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs in Missouri generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Carthage?
You will need recent pay stubs, W-2 forms, tax returns from the past two years, bank statements, and a valid ID. Missouri lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Missouri?
The typical mortgage process in Missouri takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property appraisal takes longer than expected.
Are there first-time home buyer programs in Missouri?
Yes, Missouri offers the Missouri First Home program through the Missouri Housing Development Commission. This program provides down payment assistance and competitive interest rates for eligible first-time buyers in Carthage.