Compare Mortgage Lenders in Des Peres, MO
Directory of mortgage lenders in Des Peres, Missouri. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Missouri before hiring.
Showing 4 mortgage lenders in Des Peres, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Des Peres Cost?
Typical costs for a mortgage in Missouri include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees from 400 to 700 dollars and title insurance from 500 to 1500 dollars. Closing costs in Missouri generally range from 2 to 5 percent of the loan amount. Some lenders charge discount points to lower the interest rate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Des Peres Missouri?
You will need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Missouri lenders also require proof of Missouri residency and a credit report. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Missouri?
The typical mortgage process in Missouri takes 30 to 45 days from application to closing. Missouri law requires a three day right of rescission for refinances but not for purchase loans. Delays can occur if appraisals or title work take longer.
Are there any Missouri specific mortgage programs for first time buyers?
Yes the Missouri Housing Development Commission offers the MHDC First Place loan program with down payment assistance for qualified buyers. This program has income and purchase price limits that vary by county including St. Louis County where Des Peres is located.