Compare Mortgage Lenders in Columbia, MO
Browse mortgage lenders serving Columbia, Missouri. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Missouri before hiring.
Showing 18 mortgage lenders in Columbia, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Columbia Missouri help home buyers and homeowners secure financing for residential properties. Missouri law requires lenders to be licensed through the Missouri Division of Finance. Local lenders understand the Columbia real estate market and can guide you through conventional FHA and VA loan options.
What Does a Mortgage Lender in Columbia Cost?
Typical costs for a mortgage lender in Missouri include an origination fee of 0.5% to 1% of the loan amount. Appraisal fees range from 400 to 700 dollars and title insurance costs about 500 to 1,000 dollars. Closing costs in Missouri generally total 2% to 5% of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Columbia Missouri?
You typically need pay stubs W-2 forms tax returns bank statements and a valid ID. Missouri lenders also require a credit report and proof of employment. Self employed borrowers may need additional tax documents.
How long does the mortgage process take in Missouri?
A standard mortgage process in Missouri usually takes 30 to 45 days from application to closing. Missouri law does not set a specific timeline but lenders must provide a Loan Estimate within three business days of your application.
Are there any Missouri specific mortgage programs for first time buyers?
Yes the Missouri Housing Development Commission offers the MHDC First Place loan program. It provides down payment assistance and competitive interest rates for qualified first time buyers in Columbia and across the state.