Skip to main content

Find Mortgage Lenders Near You in Clifton, NJ

Directory of mortgage lenders in Clifton, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

16 agents listed
Updated May 2026
Clifton, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 16 mortgage lenders in Clifton, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Stephen Domenick l "The Mortgage Cop" l Veteran Mortgage Advisor l Legacy Mortgage
1037 US-46 Suite 101, Clifton, NJ 07013
2017260390
Legacy Mortgage Group Inc
1037 US-46 Suite 101, Clifton, NJ 07013
2019832366
Carlo Cataldo - Rate
374 Clifton Ave, Clifton, NJ 07011
9086445657
The Mortgage Alley (Hablo Español)
1000 Clifton Ave Suite 100, Clifton, NJ 07013
9739870607
Ingrid Ruiz at CrossCountry Mortgage
374 Clifton Ave Suite 1, Clifton, NJ 07011
8777731226
AMS Mortgage Services
1000 Clifton Ave Suite 100, Clifton, NJ 07013
9739160411
Hadi Endaz
1301 Main Ave 2nd Floor Suite R, Clifton, NJ 07011
9086236475
Ashley Ramos - Loan Officer - Quintessential Mortgage Group
777 Passaic Ave Suite 360, Clifton, NJ 07012
8622135084
Commercial Mortgage Depot
1000 Clifton Ave Suite 104, Clifton, NJ 07013
9737421111
Jessica Marmol at CrossCountry Mortgage
374 Clifton Ave, Clifton, NJ 07011
9178319183
Michael Turner | Legacy Mortgage Group Inc
1037 US-46 Suite 101, Clifton, NJ 07013
2016554713
Mortgage Refinance Clifton NJ - Home Refinance New Jersey - Refi Home Loan Lenders
1121 Main Ave, Clifton, NJ 07011
8623059061
Chase Mortgage
1459 Main Ave, Clifton, NJ 07011
9733407096
Mortgage, Bank of America
1045 Clifton Ave, Clifton, NJ 07013
8623044033
Chase Mortgage
963 Van Houten Ave, Clifton, NJ 07013
9733654088
Hatm Basuf - CMG Home Loans
1301 Main Ave 2nd Floor, Clifton, NJ 07011
8628998987

A mortgage lender in Clifton, New Jersey helps homebuyers and homeowners secure financing for property purchases or refinancing. New Jersey law requires lenders to be licensed through the New Jersey Department of Banking and Insurance. Clifton borrowers benefit from a competitive market with many local and national lenders offering conventional, FHA, VA, and USDA loans.

What Does a Mortgage Lender in Clifton Cost?

Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. New Jersey also imposes a mortgage recording tax and a realty transfer fee. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Clifton New Jersey?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. New Jersey also requires a signed intent to occupy form for owner-occupied properties. Your lender will provide a complete list based on your loan type.
How long does a mortgage closing take in New Jersey?
A typical mortgage closing in New Jersey takes 45 to 60 days from application to closing. This timeline can vary based on appraisal schedules and underwriting. New Jersey law requires a three-day right of rescission for refinances.