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Browse mortgage lenders serving Edgewater, New Jersey. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Edgewater, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 7 mortgage lenders in Edgewater, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New American Funding - Mike Dickson
115 River Rd Suite 109, Edgewater, NJ 07020
2012477990
Joseph Viganola - Cardinal Financial
115 River Rd # 109, Edgewater, NJ 07020
9739862265
Aura Home Loans
3 Myrtle Ave, Edgewater, NJ 07020
6094002872
Chase Home Lending
950 River Rd, Edgewater, NJ 07020
2012333366
New American Funding - Taryn Wynn
115 River Rd Suite 109, Edgewater, NJ 07020
5513103599
New American Funding - Sam Cioffi
115 River Rd Suite 109, Edgewater, NJ 07020
6318232179
Julia Wessel
115 River Rd # 109, Edgewater, NJ 07020
5512066771
Mortgage lenders in Edgewater, New Jersey help home buyers and homeowners secure loans for purchasing or refinancing property. Edgewater is located in Bergen County, where New Jersey law requires lenders to follow state licensing rules under the New Jersey Residential Mortgage Lending Act. Local lenders can guide you through programs like FHA, VA, and conventional loans while explaining New Jersey specific regulations such as the Truth in Consumer Contract Warranty and Notice Act.
What Does a Mortgage Lender in Edgewater Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and a credit report fee of $30 to $50. Closing costs in New Jersey generally range from 2% to 5% of the purchase price. These costs can vary based on loan type, property value, and lender policies. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Edgewater?
You will need proof of income such as pay stubs and tax returns, bank statements, and a valid ID. Lenders also require a credit report and details about the property you want to buy.
How long does a mortgage application take in New Jersey?
The typical mortgage process in New Jersey takes 30 to 45 days from application to closing. Delays can occur if additional documents are needed or if the property appraisal takes longer.
Are there special mortgage programs for first time buyers in New Jersey?
Yes, New Jersey offers the NJHMFA FirstHome program which provides down payment assistance and lower interest rates for eligible first time buyers. You must complete a home buyer education course to qualify.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.