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Compare Mortgage Lenders in Fairfield, NJ

Looking for a mortgage lender in Fairfield? Review the directory below to compare your options.

15 agents listed
Updated June 2026
Fairfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 15 mortgage lenders in Fairfield, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Absolute Home Mortgage Corporation
165 Passaic Ave Suite 411, Fairfield, NJ 07004
(855) 888-2462 fairfield.ahmcloans.com
Forward Mortgage, LLC - New Jersey Mortgage Broker
277 Fairfield Rd # 333, Fairfield, NJ 07004
(973) 264-4922 forwardmtg.com
Crown Home Mortgage
330 Passaic Ave Suite 204, Fairfield, NJ 07004
(855) 888-2462 fairfield.crownhm.com
Absolute Home Mortgage Corp: Lucas Hernandez
165 Passaic Ave Suite 411, Fairfield, NJ 07004
(347) 522-8925 lhernandez.ahmcloans.com
INTENTION MORTGAGE
271 US-46 H202-203, Fairfield, NJ 07004
(973) 215-5626 intentionmortgage.com
Capital First Mortgage, LLC
277 Fairfield Rd #104, Fairfield, NJ 07004
(973) 795-7800 capitalfirstmtg.com
loanDepot
155 Passaic Ave #300, Fairfield, NJ 07004
(973) 785-9400 loandepot.com
Independence Home Mortgage Corp
230 Passaic Ave STE 3, Fairfield, NJ 07004
(862) 702-8320 independencehomemortgage.com
Angelo Straface | Sales Manager | NMLS ID #1488456
165 Passaic Ave Suite 411, Fairfield, NJ 07004
(973) 200-1921 astraface.ahmcloans.com
Wallstreet Financial Corporation
75 Lane Rd, Fairfield, NJ 07004
(973) 227-6000 wallstreetfinancial.net
UNMB Home Loans Inc. - Fairfield, NJ
271 US-46 Building A, Suite A-210, Fairfield, NJ 07004
(516) 693-9870 unmb.com
Greenwich Funding
165 Passaic Ave #301b, Fairfield, NJ 07004
(973) 720-0480 greenwich-funding.com
Crown Home Mortgage
330 Passaic Ave Suite 110, Fairfield, NJ 07004
(908) 388-7189 fairfield110.crownhm.com
Keith Corsi - Mortgage Broker - NMLS 1727594
271 US-46, Fairfield, NJ 07004
(973) 725-1038 keithcorsi.com
Antonio Cortese - Mortgage Consultant- AHMC
165 Passaic Ave Suite 411, Fairfield, NJ 07004
(201) 919-7788 acortese.ahmcloans.com

Mortgage lenders in Fairfield, New Jersey help homebuyers and homeowners secure financing for home purchases and refinancing. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Fairfield borrowers benefit from local lenders who understand Essex County property values and New Jersey specific regulations.

What Does a Mortgage Lender in Fairfield Cost?

Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,500 to $3,000. Closing costs in New Jersey generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Fairfield New Jersey?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and photo ID. New Jersey lenders also require proof of homeowners insurance before closing.
How long does a mortgage closing take in New Jersey?
A standard mortgage closing in New Jersey takes 30 to 45 days from application to closing. New Jersey law allows for a three day right of rescission on refinances.
What are the property tax implications for a mortgage in Fairfield New Jersey?
Fairfield property taxes are part of your monthly payment if you escrow. New Jersey has high property tax rates, so lenders often require an escrow account for taxes and insurance.

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