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Compare Mortgage Lenders in Franklin, NJ

Directory of mortgage lenders in Franklin, New Jersey. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
Franklin, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 2 mortgage lenders in Franklin, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Mortgage
300 NJ-23, Franklin, NJ 07416
(973) 827-9181 chase.com
Residential Home Funding Corp.
385 NJ-23 2nd floor, Franklin, NJ 07416
(973) 209-0717

Franklin New Jersey residents have access to a variety of mortgage lenders offering home purchase and refinance loans. New Jersey law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. Local lenders in Franklin understand the Somerset County real estate market and can guide you through the state specific closing process.

What Does a Mortgage Lender in Franklin Cost?

Typical costs for a mortgage in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costing 1,000 to 2,500 dollars. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Franklin New Jersey?
You will typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid photo ID. New Jersey lenders also require a credit check and proof of assets.
How long does it take to close a mortgage in New Jersey?
A standard mortgage closing in New Jersey usually takes 30 to 45 days from application. Delays can occur if appraisals or title searches take longer than expected.
Are there any special mortgage programs for New Jersey residents?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and first-time homebuyer programs. These programs have income limits and require a homebuyer education course.

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