Find Mortgage Lenders Near You in Harrison, NJ
Compare mortgage lenders in Harrison. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New Jersey before hiring.
Showing 4 mortgage lenders in Harrison, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Harrison Cost?
Typical costs for a mortgage in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,000 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. These costs vary by lender, loan type, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Harrison New Jersey?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage application take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law requires a three-day rescission period after signing for refinances, but not for purchase loans.
Are there first-time homebuyer programs in New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low-interest loans for first-time buyers. Harrison residents may also qualify for local Hudson County programs.