Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 14 mortgage lenders in Jersey City, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heritage Financial Corporation
3478 John F. Kennedy Blvd, Jersey City, NJ 07307
2018762929
Asset Based Lending
30 Montgomery St Suite 150, Jersey City, NJ 07302
2013808873
Lightning Mortgage
591 Summit Ave #517, Jersey City, NJ 07306
2013600634
Epic Mortgage Company, LLC;NMLS# 2498246
418 West Side Ave, Jersey City, NJ 07305
2014350435
Johnny Tsu @ Exponential Mortgage
101 Hudson St #2182, Jersey City, NJ 07302
9175674110
PRMG
101 Hudson St 21st Floor, Jersey City, NJ 07302
5512137285
Oqvest
111 Town Square Pl Suite 1203, Jersey City, NJ 07310
5512250733
Chase Mortgage
374 Central Ave, Jersey City, NJ 07307
2012165769
Chase Home Lending
56 Christopher Columbus Dr, Jersey City, NJ 07302
2013323805
Xu Han
125 18th St, Jersey City, NJ 07310
9174127485
Joanne Nicolo - Mortgage Loan Officer
125 18th St Suite 1, Jersey City, NJ 07310
5168523685
Chase Home Lending
2 Journal Square Plaza, Jersey City, NJ 07306
2019341435
Chase Home Lending
575 Washington Blvd, Jersey City, NJ 07310
6462320821
Guaranteed Rate of Jersey City
190 Christopher Columbus Dr, Jersey City, NJ 07302
9739398686
What Does a Mortgage Lender in Jersey City Cost?
Typical costs for a mortgage in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance ranging from $1,000 to $2,500. Closing costs in Hudson County often total 2% to 5% of the purchase price. These costs vary by lender, loan type, and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Jersey City?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. New Jersey lenders also require a property appraisal and a credit check. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in New Jersey?
The mortgage process in New Jersey usually takes 30 to 45 days from application to closing. New Jersey law requires a three-day right of rescission for refinances. Delays can occur if the property has title issues or appraisal complications.
What are New Jersey specific mortgage regulations I should know?
New Jersey has a strict licensing requirement for mortgage lenders under the New Jersey Residential Mortgage Lending Act. The state also limits prepayment penalties on certain loans. Additionally, New Jersey requires a property survey or title insurance for most purchases.