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Find Mortgage Lenders Near You in Neptune Township, NJ
Looking for a mortgage lender in Neptune Township? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Neptune Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage lenders in Neptune Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advisors Mortgage Group - Neptune, NJ
3301 NJ-66 building c ste 204, Neptune Township, NJ 07753
7324836901
Leo Sanchez, Mortgage Lender NMLS #892207
3600 NJ-66 #150, Neptune Township, NJ 07753
2013147128
Chase Mortgage
3550 NJ-66, Neptune Township, NJ 07753
7329220797
Mortgage lenders in Neptune Township, New Jersey help homebuyers secure financing for residential properties. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders are familiar with Neptune Township property values and Monmouth County market conditions.
What Does a Mortgage Lender in Neptune Township Cost?
Typical mortgage lender costs in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs in New Jersey generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Neptune Township?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. New Jersey lenders also require a property appraisal and title search as part of the process.
How long does mortgage approval take in New Jersey?
Initial pre-approval can take one to three days. Full underwriting and closing usually takes 30 to 45 days. New Jersey law allows a three-day rescission period after signing the loan documents.
Are there first-time homebuyer programs in Neptune Township?
Yes, New Jersey offers the NJHMFA First-Time Homebuyer Program with down payment assistance and lower interest rates. Monmouth County also has local programs for qualified buyers.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.