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Find Mortgage Lenders Near You in Newark, NJ

Looking for a mortgage lender in Newark? Review the directory below to compare your options.

18 agents listed
Updated June 2026
Newark, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 18 mortgage lenders in Newark, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brick City Capital
50 Park Pl STE 301, Newark, NJ 07102
(973) 705-7725 brkcty.com
Mortgages By AJ
375 Chestnut St #3C, Newark, NJ 07105
(973) 223-4229 amsmtg.com
AMS Mortgage Services, Inc
375 Chestnut St, Newark, NJ 07105
(973) 276-1226 amsmtg.com
MCM GROUP
84 Clinton Ave 1st Floor (Suite 1, Newark, NJ 07114
(862) 255-7323 naf.com
American Fidelity Mortgage, LLC
146 Delancy St, Newark, NJ 07105
(973) 344-4000 afmlending.com
Joe Daleo at AMS Mortgage Services (NMLS #286430)
375 Chestnut St, Newark, NJ 07105
(844) 543-4436 theloanjoe.com
West Forest Capital - Newark, NJ | Hard Money Loans, Real Estate Investment Loans & Bridge Loans
11 Summer Pl, Newark, NJ 07104
(212) 537-5833 westforestcapital.com
Prudential Mortgage Capital
751 Broad St, Newark, NJ 07102
(973) 802-6000 prudential.com
Eddie Morais – Branch Manager – NMLS #243926
109 Nichols St, Newark, NJ 07105
(908) 370-1575 cliffcomortgage.com
M & M Financial Services
48 Pacific St, Newark, NJ 07105
(973) 344-9090
Gary Johansen | Regional Sales Director | NMLS #339278 | Cliffco Mortgage Bankers
109 Nichols St, Newark, NJ 07105
(585) 703-8862 cliffcomortgage.com
Chase Home Lending
570 Broad St Ste 110 Ste 110, Newark, NJ 07102
(773) 799-4257 homelendingadvisor.chase.com
Eridonn Mortgage, LLC
456 Washington St Suite 3, Newark, NJ 07102
(201) 238-3538 eridonn.com
Chase Home Lending
744 Broad St, Newark, NJ 07102
(708) 975-2865 homelendingadvisor.chase.com
Pablo Rosales Loan Originator
146 Delancy St First Floor, Newark, NJ 07105
(973) 980-6413
PNC Mortgage
1140 Raymond Blvd, Newark, NJ 07102
(973) 639-7115 pnc.com
Starr Mortgage
511 S Orange Ave, Newark, NJ 07103
(845) 348-3172 starrmortgagecompany.com
PNC Mortgage
185 Ferry St, Newark, NJ 07105
(973) 465-2328 pnc.com

Mortgage lenders in Newark, New Jersey help homebuyers and homeowners secure financing for residential properties. New Jersey law requires lenders to be licensed under the New Jersey Residential Mortgage Lending Act. Local lenders understand Newark neighborhoods and can guide you through the state-specific closing process.

What Does a Mortgage Lender in Newark Cost?

Typical mortgage costs in New Jersey include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs in New Jersey generally range from 2% to 5% of the purchase price. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license do mortgage lenders need in New Jersey?
Mortgage lenders must hold a license from the New Jersey Department of Banking and Insurance under the New Jersey Residential Mortgage Lending Act. This license ensures compliance with state regulations and consumer protections.
How long does a mortgage closing take in New Jersey?
A typical mortgage closing in New Jersey takes 45 to 60 days from application to closing. Delays can occur due to appraisal or title issues. Your lender will provide a timeline based on your specific loan type.

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