Mortgage Lenders in North Bergen, NJ
Compare mortgage lenders in North Bergen. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New Jersey before hiring.
Showing 11 mortgage lenders in North Bergen, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in North Bergen Cost?
Typical mortgage lender costs in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in North Bergen?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require a signed authorization to pull your credit report.
How long does mortgage approval take in New Jersey?
Initial approval may take a few days, but full underwriting usually takes 30 to 45 days. New Jersey law allows a three-day rescission period after closing for certain refinances.
Are there first-time homebuyer programs in North Bergen?
Yes, New Jersey offers the NJHMFA First-Time Homebuyer Program with down payment assistance. North Bergen residents may also qualify for Hudson County specific grants.