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Find Mortgage Lenders in Nutley, NJ

Directory of mortgage lenders in Nutley, New Jersey. Verify credentials with the state state mortgage licensing authority before hiring.

13 agents listed
Updated June 2026
Nutley, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 13 mortgage lenders in Nutley, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lucid Mortgage
24 Coppola St Unit 4, Nutley, NJ 07110
(973) 803-3043 lucidmortgage.com
Bruce Silberman, Guaranteed Rate
139 Chestnut St Suite 1, Nutley, NJ 07110
(973) 202-0400 rate.com
Adrian Martinez at Rate (NMLS #1354205)
139 Chestnut St 2nd Floor, Nutley, NJ 07110
(973) 241-8950 rate.com
Marc Calicchio at Rate (NMLS #78468)
139 Chestnut St 2nd Floor, Nutley, NJ 07110
(973) 564-1495 rate.com
Gary Marino at Rate (NMLS #41910)
139 Chestnut St 2nd Floor, Nutley, NJ 07110
(973) 939-8686 rate.com
PRMG
653 Franklin Ave, Nutley, NJ 07110
(908) 723-0398
Rate
139 Chestnut St 2nd Floor, Nutley, NJ 07110
(973) 939-8686 rate.com
Brendan McMullen at Rate (NMLS #786168)
139 Chestnut St 2nd Floor, Nutley, NJ 07110
(973) 939-8662 rate.com
Oscar Martinez Baez
139 Chestnut St, Nutley, NJ 07110
(201) 951-9531 rate.com
Cecilia Montenegro at Rate (NMLS #1940461)
139 Chestnut St 2nd Floor, Nutley, NJ 07110
(973) 866-3095 rate.com
Maritza Palacio at Rate (NMLS #67467)
139 Chestnut St 2nd Floor, Nutley, NJ 07110
(973) 866-2000 rate.com
Chase Home Lending
351 Centre St, Nutley, NJ 07110
(848) 248-7788 homelendingadvisor.chase.com
PNC Mortgage
495 Franklin Ave, Nutley, NJ 07110
(973) 662-2105 pnc.com

Mortgage lenders in Nutley, New Jersey help home buyers and homeowners secure financing for property purchases and refinances. New Jersey law requires lenders to follow strict licensing rules under the New Jersey Residential Mortgage Lending Act. Local lenders understand Nutley real estate market conditions and can guide you through the loan process.

What Does a Mortgage Lender in Nutley Cost?

Typical costs for a mortgage in New Jersey include an origination fee of 0.5 to 1.5 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 1,000 to 3,000 dollars. Closing costs in New Jersey average 2 to 5 percent of the purchase price. These figures are estimates and vary by lender, loan type, and property. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Nutley?
You typically need pay stubs, tax returns, bank statements, and proof of identity. New Jersey lenders also require a property appraisal and title search. Your lender will give you a full list based on your loan type.
How long does a mortgage application take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law requires a three day rescission period for refinances. Delays can happen if documents are missing or if the appraisal takes longer.

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