ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a mortgage lender in Phillipsburg? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Phillipsburg, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 10 mortgage lenders in Phillipsburg, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Motto Mortgage Supreme
533 Memorial Pkwy, Phillipsburg, NJ 08865
9087606674
Michael Bryan - Mortgage Specialist
45 3rd St Suite A, Phillipsburg, NJ 08865
9083887275
David Freiman Motto Mortgage Supreme
533 Memorial Pkwy, Phillipsburg, NJ 08865
9086425893
Mark Scuderi Motto Mortgage Supreme
533 Memorial Pkwy, Phillipsburg, NJ 08865
9087606674
PNC Mortgage
Hillcrest Mall, 755 Memorial Pkwy, Phillipsburg, NJ 08865
9088599537
Cecile Ciliberto
533 Memorial Pkwy, Phillipsburg, NJ 08865
9088098324
David Sadek
533 Memorial Pkwy, Phillipsburg, NJ 08865
8002267769
Mary Silva Motto Mortgage Supreme
533 Memorial Pkwy, Phillipsburg, NJ 08865
9089101138
Andrew Muro
533 Memorial Pkwy, Phillipsburg, NJ 08865
2012079441
Hiral Patel Motto Mortgage Supreme
533 Memorial Pkwy, Phillipsburg, NJ 08865
2158704980
Phillipsburg, New Jersey residents have access to a range of mortgage lenders offering home purchase and refinance loans. New Jersey law requires lenders to be licensed through the New Jersey Department of Banking and Insurance. Working with a local lender can help you navigate state-specific programs like the New Jersey Housing and Mortgage Finance Agency down payment assistance.
What Does a Mortgage Lender in Phillipsburg Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,000 to $2,500. Closing costs in New Jersey generally range from 2% to 5% of the purchase price. These figures are estimates and vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Phillipsburg?
You typically need pay stubs, tax returns, bank statements, and photo identification. New Jersey lenders also require a signed authorization to check your credit. Gather these items before starting your application.
How long does a mortgage closing take in New Jersey?
A typical mortgage closing in New Jersey takes 30 to 45 days from application to closing. This timeline can vary based on the lender workload and property appraisal. New Jersey law does not set a specific closing deadline.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Phillipsburg who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.