Mortgage Lenders in Piscataway, NJ
Looking for a mortgage lender in Piscataway? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New Jersey before hiring.
Showing 10 mortgage lenders in Piscataway, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Piscataway Cost?
Typical mortgage lender costs in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance ranging from $1,000 to $3,000. Closing costs in New Jersey average 2% to 5% of the purchase price. These costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Piscataway?
You typically need pay stubs, tax returns, bank statements, and proof of employment. New Jersey lenders also require a government issued ID and a credit report authorization.
How long does the mortgage process take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law mandates a three day right of rescission for most purchase loans after signing.
Are there special mortgage programs for New Jersey first time buyers?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require a home buyer education course.