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Find Mortgage Lenders Near You in Point Pleasant, NJ

Looking for a mortgage lender in Point Pleasant? Review the directory below to compare your options.

9 agents listed
Updated June 2026
Point Pleasant, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 9 mortgage lenders in Point Pleasant, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OceanFirst Bank
2400 Bridge Ave, Point Pleasant, NJ 08742
(888) 623-2633 oceanfirst.com
Manasquan Bank
2307 NJ-88 #33, Point Pleasant, NJ 08742
(732) 295-0004 manasquan.bank
Kearny Bank
2201 Bridge Ave, Point Pleasant, NJ 08742
(732) 899-4540 kearnybank.com
Bill Gilbert - Vandyk Mortgage Corporation
2907 Bridge Ave, Point Pleasant, NJ 08742
(617) 945-3559
Paul Kiendle - Mortgage Loan Officer
232 Richmond Ave, Point Pleasant, NJ 08742
(516) 941-7133 td.com
Owen Brand - Citizens Bank, Home Mortgages
2147 Bridge Ave, Point Pleasant, NJ 08742
(908) 337-7282
Christopher Wright at VanDyk Mortgage Corporation
2907 Bridge Ave, Point Pleasant, NJ 08742
(848) 992-0883 paloanpro.com
Wells Fargo Home Mortgage
3223 Bridge Ave, Point Pleasant, NJ 08742
(732) 892-6600 wfhm.com
Jennifer Andreyev - 419035 - Wells Fargo Home Mortgage
3223 Bridge Ave, Point Pleasant, NJ 08742
(732) 451-3489 homeloans.wellsfargo.com

Mortgage lenders in Point Pleasant New Jersey help home buyers and homeowners secure financing for home purchases and refinances. New Jersey law requires lenders to be licensed by the New Jersey Department of Banking and Insurance. Local lenders understand the Point Pleasant real estate market and can guide you through the state specific closing process.

What Does a Mortgage Lender in Point Pleasant Cost?

Typical costs for a mortgage in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in New Jersey generally range from 2 to 5 percent of the purchase price. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Point Pleasant New Jersey?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. New Jersey lenders may also require a copy of your homeowners insurance policy before closing.
How long does the mortgage process take in New Jersey?
The mortgage process in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property appraisal takes longer.
Are there New Jersey specific mortgage programs available?
Yes, the New Jersey Housing and Mortgage Finance Agency offers programs like NJHMFA First Generation and down payment assistance for eligible buyers. These programs have income limits and require completion of a homebuyer education course.

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