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Compare mortgage lenders in Raritan. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Raritan, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage lenders in Raritan, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Absolute Home Mortgage
Raritan, NJ 08869
9084507605
PNC Mortgage
555 NJ-28, Raritan, NJ 08869
9087046946
Kingdom First Mortgage
1130 US-202, Raritan, NJ 08869
9084031983
Mortgage lenders in Raritan, New Jersey help homebuyers secure financing for residential properties. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders in Raritan are familiar with Somerset County property values and New Jersey specific programs like the NJHMFA first time homebuyer assistance.
What Does a Mortgage Lender in Raritan Cost?
Typical mortgage costs in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,500 to $3,000. Closing costs in Somerset County often total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Raritan?
You typically need pay stubs, tax returns, bank statements, and photo ID. New Jersey lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law mandates a three day right of rescission for most refinances.
Are there special mortgage programs for New Jersey first time buyers?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low interest loans for qualified first time buyers in Raritan.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.