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Directory of mortgage lenders in Rumson, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Rumson, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage lenders in Rumson, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Julie Gill at Prosperity Home Mortgage - Rumson
110 Ave of Two Rivers, Rumson, NJ 07760
7322410358
PHH Home Loans
17 W River Rd, Rumson, NJ 07760
7327415036
Mortgage lenders in Rumson, New Jersey help home buyers and homeowners secure financing for property purchases and refinances. New Jersey law requires lenders to be licensed through the New Jersey Department of Banking and Insurance. Working with a local lender familiar with Monmouth County property values can streamline the loan process.
What Does a Mortgage Lender in Rumson Cost?
Typical mortgage lender costs in New Jersey include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $1,500 to $3,000. Closing costs in New Jersey average 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Rumson?
You typically need recent pay stubs, tax returns, bank statements, and proof of identification. New Jersey lenders also require a property appraisal and title search.
How long does a mortgage loan take to close in New Jersey?
A typical mortgage loan in New Jersey closes in 30 to 45 days. Delays can occur if the appraisal or title work takes longer than expected.
Are there first-time home buyer programs in New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low-interest loans for first-time buyers. These programs have income and purchase price limits.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.