Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage lenders in Sayreville, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pamela McClellan Motto Mortgage Mentors
380 Washington Rd Suite F, Sayreville, NJ 08872
7324979674
Raritan Bay Federal Credit Union
491 Raritan St, Sayreville, NJ 08872
7327273500
Motto Mortgage Mentors
380 Washington Rd Suite F, Sayreville, NJ 08872
3477339254
Michael Levine Motto Mortgage Mentors
380 Washington Rd Suite F, Sayreville, NJ 08872
7322672067
What Does a Mortgage Lender in Sayreville Cost?
Typical costs for a mortgage in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,000 to $2,500. Closing costs generally range from 2% to 5% of the purchase price. New Jersey also charges a mortgage recording tax of $0.50 to $1.75 per $100 of the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Sayreville?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require proof of homeowners insurance and a property appraisal. Requirements vary by loan type and lender.
How long does mortgage approval take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law mandates a three-day right of rescission for most refinances. Delays can occur if additional documentation is needed.
Are there first-time home buyer programs in New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low-interest loans for first-time buyers. Some programs have income limits and require a home buyer education course. Check eligibility with a local lender.