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Looking for a mortgage lender in Sparta? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Sparta, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 19 mortgage lenders in Sparta, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AnnMarie Schlaffer at AnnieMac Home Mortgage
10 Poplar Tree Ln Unit 1, Sparta, NJ 07871
9739032258
First Hope Bank
220 Woodport Rd, Sparta, NJ 07871
9737298333
National Loan Provider
25 Main St Unit B, Sparta, NJ 07871
8622932467
The Lending Source
48 Woodport Rd Suite 23, Sparta, NJ 07871
9736012122
Youssef Abdelhalim at AnnieMac Home Mortgage
10 Poplar Tree Ln Unit 1, Sparta, NJ 07871
9738265035
Michael L. DeChristofano - Cardinal Financial
11 Main St, Sparta, NJ 07871
2014036587
Kelly McHale at AnnieMac Home Mortgage
10 Poplar Tree Ln, Sparta, NJ 07871
6107636807
Marissa Rossi - CrossCountry Mortgage
1 Professional Quad #1, Sparta, NJ 07871
8623540401
Joe Moschella at Rate (NMLS #12968)
270 S Sparta Ave Suite 204, Sparta, NJ 07871
9739398663
Erin Lamb- Cardinal Financial
17 Woodport Rd #2b, Sparta, NJ 07871
9736709805
Mary Beth Brannigan - Guaranteed Rate
18 Sparta Ave N Suite MB, Sparta, NJ 07871
9146465474
loanDepot
14 Main St, Sparta, NJ 07871
2018412094
Jhoany Jimenez at Rate (NMLS #2416870)
270 S Sparta Ave Suite 204, Sparta, NJ 07871
9738855097
Rate
270 S Sparta Ave Suite 204, Sparta, NJ 07871
9738855097
Peoples Mortgage
6 Apple Tree Ln #2a, Sparta, NJ 07871
9739970034
PNC Mortgage
19 Mohawk Ave, Sparta, NJ 07871
9737292231
Michael Longman - Mortgage Loan Officer - NMLS 116860
23 Main St, Sparta, NJ 07871
9736008864
Chase Home Lending
27 Sparta Ave N, Sparta, NJ 07871
5625057395
dominickprevete.com
25 Main St Unit B, Sparta, NJ 07871
9082206404
Mortgage lenders in Sparta New Jersey help homebuyers and homeowners secure financing for residential properties. New Jersey law requires lenders to provide a Good Faith Estimate and a Truth-in-Lending disclosure within three business days of application. Local lenders understand the Sparta real estate market and can guide you through the state-specific closing process.
What Does a Mortgage Lender in Sparta Cost?
Typical costs for a mortgage in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Sparta New Jersey?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. New Jersey lenders also require a signed purchase agreement and a property appraisal.
How long does it take to close a mortgage in New Jersey?
A typical mortgage closing in New Jersey takes 30 to 45 days from application. State law requires a three-day right of rescission for refinances, but purchase loans do not have this waiting period.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.